4640 Miramon Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 4640 Miramon Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1983
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Oct 2020)
Tax Bill	$6,102 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`028-081-005`

Property Details

APN / Parcel Number

Primary APN	`028-081-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Lot Area	30,056 sqft (0.69 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	4640 MIRAMON AVE
City	ATASCADERO
State	CA
Zip	93422-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFY
Legal Description	CY ATAS ATAS BL K PTN LT 27
Legal Subdivision	ATASCADERO
Legal Block	K
Legal Lot Number	27
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1052
Census Tract	12505

Owner

4640 Miramon Ave is owned and occupied by an individual who bought it in October 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	4640 MIRAMON AVE, ATASCADERO, CA 93422-3523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 3, 2018	Deed of Trust, Mortgage · FHA Mortgage CENTRAL COAST LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	May 6, 2014 · Amount on File
Deed Document Number	202060098
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 23, 2020
Property Address	4640 MIRAMON AVE, ATASCADERO, CA 93422-3523
Document Number	0000060098
Map Reference	MB 4 PG 11
Instrument Date	Sep 29, 2020
Instrument	2020060098
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 428, ATASCADERO, CA 93423-0428

Mortgage

Document Number	0000060099
Date	Oct 23, 2020
Instrument	2020060099

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4640 MIRAMON AVE, ATASCADERO, CA 93422-3523
Document Number	0000050641
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4640 MIRAMON AVE ATASCADERO CA 934223523, ATASCADERO, CA 93422-3523

Mortgage

Document Number	0000050641
Date	Dec 7, 2018
Instrument	50641

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4640 Miramon Ave was $6,102 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$552,040 (+2%) Land $276,020 Building $276,020
2025	$6,102.00 Homeowner's exemption	$541,216 Land $270,608 Building $270,608
2023	$5,814.00 (+1.29%) Homeowner's exemption	$520,200 Land $260,100 Building $260,100
2022	$5,740.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4640 Miramon Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4640 Miramon Ave is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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