San Luis Obispo County property record for 4765 Miramon Ave, Atascadero, CA 93422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,738 sqft · built 1975 |
| Lot Size | 0.237 acres (10,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,000 (Oct 1997) |
| Tax Bill | $2,436 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 028-042-045 |
| Primary APN | 028-042-045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| 1st Floor Area | 1,738 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Lot Area | 10,340 sqft (0.237 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 4765 MIRAMON AVE |
|---|---|
| City | ATASCADERO |
| State | CA |
| Zip | 93422-3557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSFY |
| Legal Description | CY ATAS ATAS BL K PTN LT 3 |
| Legal Subdivision | ATASCADERO |
| Legal Block | K |
| Legal Lot Number | 3 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ATASCADERO |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 12505 |
4765 Miramon Ave is owned and occupied by two individuals who bought it in October 1997.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4765 MIRAMON AVE, ATASCADERO, CA 93422-3557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL FUNDING SLC INC |
| May 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 1997 · Amount on File |
| Deed Sale | Oct 30, 1997 · Amount on File |
| Deed Document Number | 199761713 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 4765 MIRAMON AVE, ATASCADERO, CA 93422-3557 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4765 MIRAMON AVE, ATASCADERO, CA 93422-3557 |
| Document Number | 0000062628 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021062628 |
| Name | COASTAL FUNDING SLC INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 4765 MIRAMON AVE, ATASCADERO, CA 93422-3557 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000020403 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 2017020403 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 4765 Miramon Ave was $2,436 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atascadero City |
| County | San Luis Obispo County |
| Unified School District | Atascadero Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $224,725 (+2%) Land $81,418 Building $143,307 | |
| 2025 | $2,436.00 Homeowner's exemption | $220,320 Land $79,822 Building $140,498 |
| 2023 | $2,319.00 (+1.31%) Homeowner's exemption | $211,767 Land $76,723 Building $135,044 |
| 2022 | $2,289.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4765 Miramon Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4765 Miramon Ave is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, T-Mobile.
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