4525 Miramon Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 4525 Miramon Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 928 sqft · built 1945
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,000 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`028-042-015`

Property Details

APN / Parcel Number

Primary APN	`028-042-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Wood
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	4525 MIRAMON AVE
City	ATASCADERO
State	CA
Zip	93422-3553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFY
Legal Description	CY ATAS ATAS BL K LT 12
Legal Subdivision	ATASCADERO
Legal Block	K
Legal Lot Number	12
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1054
Census Tract	12505

Owner

4525 Miramon Ave is owned and occupied by two individuals who acquired it in April 2026.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4525 MIRAMON AVE, ATASCADERO, CA 93422-3553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2025	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 14, 2026	Grant Deed, Transfer · VA Mortgage MUTUAL/OMAHA MORTGAGE LLC
Apr 29, 2022	Grant Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 29, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026
Deed Sale	Apr 14, 2026
Prior Sale	Apr 29, 2022
Deed Document Number	202611227
Prior Transfer Date	Mar 30, 2026
Prior Transfer Doc	0000011227
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4525 MIRAMON AVE, ATASCADERO, CA 93422-3553
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 MIRAMON AVE, ATASCADERO, CA 93422-3553

Mortgage

Document Number	0000021255
Date	Jul 22, 2025
Instrument	2025021255

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 14, 2026
Property Address	4525 MIRAMON AVE, ATASCADERO, CA 93422-3553
Document Number	0000011227
Instrument Date	Mar 30, 2026
Instrument	202611227
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST SOURCE TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4525 MIRAMON AVE, ATASCADERO, CA 93422-3553

Mortgage

Document Number	0000011228,
Date	Apr 14, 2026
Instrument	202611228

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 29, 2022
Property Address	4525 MIRAMON AVE, ATASCADERO, CA 93422-3553
Document Number	0000018961
Map Reference	MB 4 PG 11
Instrument Date	Apr 25, 2022
Instrument	2022018961
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 MIRAMON AVE, ATASCADERO, CA 93422-3553

Mortgage

Document Number	0000018963
Date	Apr 29, 2022
Instrument	2022018963

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 29, 2022
Property Address	4525 MIRAMON AVE, ATASCADERO, CA 93422-3553
Document Number	0000018962
Map Reference	MB 4 PG 11
Instrument Date	Apr 25, 2022
Instrument	2022018962
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 MIRAMON AVE, ATASCADERO, CA 93422-3553

Tax Assessment & Valuation

The 2025 property tax bill for 4525 Miramon Ave was $6,000, up 4.8% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,802 (+2%) Land $351,789 Building $184,013
2025	$6,000.00 (+4.84%)	$525,297 Land $344,892 Building $180,405
2024	$5,723.00 (+0.05%)
2023	$5,720.00 (+24.54%)	$504,900 Land $331,500 Building $173,400
2022	$4,593.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4525 Miramon Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4525 Miramon Ave is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

Nearby Properties on Miramon Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures