Santa Cruz County property record for 4640 Hilltop Rd, Soquel, CA 95073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,244 sqft · built 1974 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,080,000 (Jan 2020) |
| Tax Bill | $15,134 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-221-48 |
| Primary APN | 102-221-48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,244 sqft Living Area |
| Gross Area | 2,785 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 541 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 109 sqft |
| Patio Area | 109 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4640 HILLTOP RD |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-2326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 121100 |
Source: Santa Cruz County records · APN 102-221-48
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 449 LOCKEWOOD LN, SCOTTS VALLEY, CA 95066-3917 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Jan 09, 2020 | Grant Deed, Transfer · Conventional Mortgage BAY EQUITY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 09, 2020 · Amount on Record |
| Deed Sale | Jan 09, 2020 · Amount on Record |
| Prior Sale | Mar 29, 2010 · Amount on Record |
| Deed Document Number | 2020855 |
| Transfer Doc | 0000009790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4640 HILLTOP RD, SOQUEL, CA 95073-2326 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 449 LOCKEWOOD LN, SCOTTS VALLEY, CA 95066-3917 |
| Document Number | 0000041777 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021-0041777 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4640 HILLTOP RD, SOQUEL, CA 95073-2326 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 449 LOCKEWOOD LN, SCOTTS VALLEY, CA 95066-3917 |
| Document Number | 0000029147 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021-0029147 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 09, 2020 |
| Property Address | 4640 HILLTOP RD, SOQUEL, CA 95073-2326 |
| Document Number | 0000000855 |
| Instrument Date | Jan 07, 2020 |
| Instrument | 855 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,188.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 449 LOCKEWOOD LN SCOTTS VALLEY CA 950663917, SCOTTS VALLEY, CA 95066-3917 |
| Document Number | 856 |
|---|---|
| Date | Jan 09, 2020 |
| Instrument | 856 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 08, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,204,760 (+2%) Land $783,094 Building $421,666 | ||
| 2025 | $15,134.00 (+9.6%) | $1,181,138 (+4.04%) Land $767,740 Building $413,398 | |
| 2023 | $13,809.00 (+1.18%) | $1,135,272 Land $737,927 Building $397,345 | $1,083,060 |
| 2022 | $13,648.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871211002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cruzio Internet Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Etheric Communications, LLC..
Based on FCC filings for 282 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA4410017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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