Santa Cruz County property record for 4505 Hilltop Rd, Soquel, CA 95073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,073 sqft · built 1978 |
| Lot Size | 0.262 acres (11,413 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $400,000 (Oct 1999) |
| Tax Bill | $9,355 (2025) |
| Deeds & Mortgages | May 2026 Sale Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-201-09 |
| Primary APN | 102-201-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,073 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Lot Area | 11,413 sqft (0.262 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4505 HILLTOP RD |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | CASA BIANCHI |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 121100 |
4505 Hilltop Rd is owner-occupied and held in a trust since January 2020.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4505 HILLTOP RD, SOQUEL, CA 95073-2312 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 19, 2020 | · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 1999 · Amount on File |
| Deed Sale | Oct 22, 1999 · Amount on File |
| Prior Sale | Jul 6, 1999 · Amount on File |
| Deed Document Number | 199968070 |
| Last Transfer Date | Jan 31, 2020 |
| Transfer Doc | 0000005839 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 15, 2026 |
| Property Address | 4505 HILLTOP RD, SOQUEL, CA 95073-2312 |
| Document Number | 0000011055 |
| Instrument Date | May 12, 2026 |
| Instrument | 202611055 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4505 HILLTOP RD, SOQUEL, CA 95073-2312 |
| Jurisdiction | SANTA CRUZ CA |
|---|---|
| Recording Date | Feb 19, 2020 |
| Property Address | 4505 HILLTOP RD, SOQUEL, CA 95073-2312 |
| Document Number | 0000005839 |
| Map Reference | VOL 96 PG 4 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 2020-0005839 |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4505 HILLTOP RD, SOQUEL, CA 95073-2312 |
| Document Number | 0000005840 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2020-0005840 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 4505 Hilltop Rd was $9,355, up 7.6% from the year before.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $692,800 (+2%) Land $454,643 Building $238,157 | ||
| 2025 | $9,355.00 (+7.59%) Homeowner's exemption | $679,215 Land $445,728 Building $233,487 | |
| 2024 | $8,695.00 (+2.55%) | ||
| 2023 | $8,479.00 (+1.5%) Homeowner's exemption | $652,840 Land $428,420 Building $224,420 | $1,052,640 |
| 2022 | $8,354.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4505 Hilltop Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4505 Hilltop Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Cruzio, Etheric Networks.
5G (outdoors only) and 4G LTE
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