Santa Cruz County property record for 4485 Hilltop Rd, Soquel, CA 95073 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,768 sqft · built 1976 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $805,000 (May 2020) |
| Tax Bill | $11,719 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-181-19 |
| Primary APN | 102-181-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 2,272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 6,186 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 4485 HILLTOP RD |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MAP OF ERNEST J NEGRO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 121100 |
Source: Santa Cruz County records · APN 102-181-19
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4485 HILLTOP RD, SOQUEL, CA 95073-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| May 01, 2020 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| May 01, 2020 | Affidavit of Death, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2020 · Amount on Record |
| Deed Sale | May 01, 2020 · Amount on Record |
| Deed Document Number | 202015044 |
| Prior Transfer Date | Sep 01, 2009 |
| Prior Transfer Doc | 0000001267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4485 HILLTOP RD, SOQUEL, CA 95073-2310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4485 HILLTOP RD, SOQUEL, CA 95073-2310 |
| Document Number | 0000005477 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2021-0005477 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 01, 2020 |
| Property Address | 4485 HILLTOP RD, SOQUEL, CA 95073-2310 |
| Document Number | 0000015044 |
| Map Reference | MB 6 PG 40 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 2020-0015044 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4485 HILLTOP RD, SOQUEL, CA 95073-2310 |
| Document Number | 0000015045 |
|---|---|
| Date | May 01, 2020 |
| Instrument | 2020-0015045 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 01, 2020 |
| Property Address | 4485 HILLTOP RD, SOQUEL, CA 95073-2310 |
| Document Number | 0000015043 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 15043 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 495 AMIGO RD SOQUEL CA 950739701, SOQUEL, CA 95073-9701 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $897,993 (+2%) Land $780,863 Building $117,130 | ||
| 2025 | $11,719.00 (+9.92%) | $880,385 (+4.04%) Land $765,552 Building $114,833 | |
| 2023 | $10,661.00 (+1.32%) | $846,199 Land $735,825 Building $110,374 | $863,100 |
| 2022 | $10,522.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871211002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Wildfire Risk | Low above 32% of the US · above 19% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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