Riverside County property record for 4640 Cover St, Riverside, CA 92506
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 956 sqft · built 1949 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (Aug 2026) |
| Tax Bill | $3,347 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 226-342-006 |
| Primary APN | 226-342-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 956 sqft Living Area |
| Gross Area | 992 sqft |
| 1st Floor Area | 956 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 041900225 |
|---|---|
| Street Address | 4640 COVER ST |
| City | RIVERSIDE |
| State | CA |
| Zip | 92506-2047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1065 |
| Legal Description | LOT 24 MB 020/085 W F STEVENSON TR |
| Legal Subdivision | W F STEVENSON TR |
| Legal Tract | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 6 |
| Census Block | 6021 |
| Census Tract | 30800 |
Source: Riverside County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4640 COVER ST, RIVERSIDE, CA 92506-2047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2026 · Amount on Record |
| Deed Sale | Aug 17, 2026 · Amount on Record |
| Prior Sale | Nov 3, 2003 · Amount on Record |
| Deed Document Number | 2026258704 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 17, 2026 |
| Property Address | 4640 COVER ST, RIVERSIDE, CA 92506-2047 |
| Document Number | 0000258704 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 2026258704 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | TICOR TITLE COMPANY OC, TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124,432.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4640 COVER ST, RIVERSIDE, CA 92506-2047 |
| Document Number | 0000258705, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 2026258705 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Riverside City |
| Unified School District | Riverside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,620 (+2%) Land $72,496 Building $229,124 | ||
| 2025 | $3,347.00 (+3.82%) | $295,707 (+4.04%) Land $71,075 Building $224,632 | |
| 2023 | $3,224.00 (+1.86%) | $284,226 Land $68,316 Building $215,910 | |
| 2022 | $3,165.00 | ||
| 2021 | $409,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks.
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