4660 Cover St, Riverside, CA 92506 Property Records

Riverside County property record for 4660 Cover St, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,134 sqft · built 1949
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Apr 2025)
Tax Bill	$4,919 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`226-342-004`

Property Details

APN / Parcel Number

Primary APN	`226-342-004`
Alternative APN	`041900223`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
Gross Area	1,212 sqft
1st Floor Area	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Gravel
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	041900223
Street Address	4660 COVER ST
City	RIVERSIDE
State	CA
Zip	92506-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 22 MB 020/085 W F STEVENSON TR
Legal Subdivision	W F STEVENSON TR
Legal Tract	2
Legal Lot Number	22
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	6
Census Block	6021
Census Tract	30800

Owner

Source: Riverside County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4660 COVER ST, RIVERSIDE, CA 92506-2047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Mar 31, 2020	Grant Deed, Transfer · Conventional with PMI SYNERGY ONE LNDG
Mar 31, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 4, 2019	Grant Deed, Transfer NAVY FCU
Dec 12, 2018	Affidavit of Death, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2025 · Amount on File
Deed Sale	Apr 2, 2025 · Amount on File
Prior Sale	Jan 4, 2019 · Amount on File
Deed Document Number	202599138
Prior Transfer Date	Sep 16, 2019
Prior Transfer Doc	0000375072
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4660 COVER ST, RIVERSIDE, CA 92506-2047
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 24TH AVE 6, 6, SAN FRANCISCO, CA 94121-2953

Mortgage

Document Number	0000679833
Date	Nov 16, 2021
Instrument	2021-0679833

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4660 COVER ST, RIVERSIDE, CA 92506-2047
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 24TH AVE 6, 6, SAN FRANCISCO, CA 94121-2953

Mortgage

Document Number	0000532348
Date	Oct 30, 2020
Instrument	2020-0532348

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 31, 2020
Property Address	4660 COVER ST, RIVERSIDE, CA 92506-2047
Document Number	0000146806
Instrument Date	Mar 27, 2020
Instrument	146806
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	75 SOUTHBANK RD CARMEL VALLEY CA 939249733, CARMEL VALLEY, CA 93924-9733

Mortgage

Document Number	146807
Date	Mar 31, 2020
Instrument	146807

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 31, 2020
Property Address	4660 COVER ST, RIVERSIDE, CA 92506-2047
Document Number	0000146805
Instrument Date	Mar 18, 2020
Instrument	146805
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	75 SOUTHBANK RD CARMEL VALLEY CA 939249733, CARMEL VALLEY, CA 93924-9733

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 23, 2019
Property Address	4660 COVER ST, RIVERSIDE, CA 92506-2047
Document Number	0000375072
Instrument Date	Sep 16, 2019
Instrument	375072
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4660 COVER ST RIVERSIDE CA 925062047, RIVERSIDE, CA 92506-2047

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 4, 2019
Property Address	4660 COVER ST, RIVERSIDE, CA 92506-2047
Document Number	0000004639
Instrument Date	Dec 12, 2018
Instrument	4639
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ESCROW PLUS, INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4660 COVER ST RIVERSIDE CA 925062047, RIVERSIDE, CA 92506-2047

Mortgage

Document Number	4640
Date	Jan 4, 2019
Instrument	4640

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2049

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 12, 2018
Property Address	4660 COVER ST, RIVERSIDE, CA 92506-2047
Document Number	0000483562
Instrument Date	Jun 17, 2014
Instrument	483562
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$591,599 (+35.27%) Land $177,481 Building $414,118
2025	$4,919.00 (+3.84%)	$437,345 (+4.04%) Land $98,426 Building $338,919
2023	$4,737.00 (+1.87%)	$420,364 Land $94,605 Building $325,759
2022	$4,650.00
2021			$442,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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