4620 Cover St, Riverside, CA 92506 Property Records

Riverside County property record for 4620 Cover St, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 2,056 sqft · built 1947
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$689,000 (Jan 2026)
Tax Bill	$5,663 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`226-342-008`

Property Details

APN / Parcel Number

Primary APN	`226-342-008`
Alternative APN	`041900227`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,056 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	2,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Gravel
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Detached
Garage Area	903 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	041900227
Street Address	4620 COVER ST
City	RIVERSIDE
State	CA
Zip	92506-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 26 MB 020/085 W F STEVENSON TR
Legal Subdivision	W F STEVENSON TR
Legal Tract	2
Legal Lot Number	26
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	6
Census Block	6021
Census Tract	30800

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4620 COVER ST, RIVERSIDE, CA 92506-2047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Grant Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 14, 2022	Intrafamily Transfer, Transfer
Dec 17, 2020	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Dec 17, 2020 · Amount on Record
Deed Document Number	20267899
Prior Transfer Date	Apr 8, 1996
Prior Transfer Doc	0000143626
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 9, 2026
Property Address	4620 COVER ST, RIVERSIDE, CA 92506-2047
Document Number	0000007899
Map Reference	MB 20 PG 85
Instrument Date	Dec 26, 2025
Instrument	2026-0007899
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	UNKNOWN, UPWARD TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4620 COVER ST, RIVERSIDE, CA 92506-2047

Mortgage

Document Number	0000007900
Date	Jan 9, 2026
Instrument	2026-0007900

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 14, 2022
Property Address	4620 COVER ST, RIVERSIDE, CA 92506-2047
Document Number	0000469719
Map Reference	MB 20 PG 85
Instrument Date	Sep 27, 2022
Instrument	2022-0469719
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4620 COVER ST, RIVERSIDE, CA 92506-2047

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 17, 2020
Property Address	4620 COVER ST, RIVERSIDE, CA 92506-2047
Document Number	0000643062
Map Reference	MB 20 PG 85
Instrument Date	Dec 10, 2020
Instrument	2020-0643062
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4620 COVER ST, RIVERSIDE, CA 92506-2047

Mortgage

Document Number	0000643063
Date	Dec 17, 2020
Instrument	2020-0643063

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$514,498 (+2%) Land $99,366 Building $415,132
2025	$5,663.00 (+3.83%)	$504,411 (+4.04%) Land $97,418 Building $406,993
2023	$5,454.00 (+1.89%)	$484,826 Land $93,636 Building $391,190
2022	$5,353.00
2021			$459,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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