464 Riley Center Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 464 Riley Center Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 2003
Lot Size	2.15 acres (93,741 sqft)
Owner	Individual Name on File
Last Sale	$221,000 (Apr 2005)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-29-032-1001-200`

Property Details

APN / Parcel Number

Primary APN	`74-29-032-1001-200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,736 sqft Living Area
1st Floor Area	1,722 sqft
Basement Area	1,722 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	93,741 sqft (2.15 acres)
Lot Depth	403 ft Depth
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	464 RILEY CENTER RD
City	RILEY
State	MI
Zip	48041-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG S 281.10' FROM NW SEC COR, TH S 200', TH S 75D 12M 14S E 499.88', TH N 0D 16M 31S W 168.48', TH N 89D 26M 46S W 200', TH
Legal Range	14E
Legal Township	06N
Legal Section	32
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	1
Census Block	1085
Census Tract	658500

Owner

464 Riley Center Rd is owned and occupied by an individual who bought it in April 2005.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	464 RILEY CENTER RD, RILEY, MI 48041-4116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FIN'L CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2005 · Amount on File
Deed Sale	Apr 5, 2005 · Amount on File
Deed Document Number	20059956
Deed Book / Page	3313 / 406
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	464 RILEY CENTER RD, RILEY, MI 48041-4116
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 RILEY CENTER RD, RILEY, MI 48041-4116

Mortgage

Document Number	0005689790
Date	Feb 12, 2024
Book Page	5689/790
Instrument	2024002321

Lender

Name	GENISYS CU
Type	Credit Union
Address	2100 EXECUTIVE HILLS DR, AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jan 4, 2044

Interest

Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	464 RILEY CENTER RD, RILEY, MI 48041-4116
Document Number	0052010432
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	464 RILEY CENTER RD RILEY MI 480414116, RILEY, MI 48041-4116

Mortgage

Document Number	0052010432
Date	Jun 18, 2020
Book Page	005201/000432

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 464 Riley Center Rd was $3,536 with a homeowner's exemption, up 5.6% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,400 (+6.39%)	$402,800
2025	$3,536.00 (+5.58%) Homeowner's exemption	$189,300
2024	$3,349.00		$378,600
2023		$161,500
2022	$3,038.00		$323,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 464 Riley Center Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 464 Riley Center Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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