400 Riley Center Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 400 Riley Center Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,596 sqft · built 1974
Lot Size	11.7 acres (512,266 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2018)
Tax Bill	$4,320 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-29-032-1009-000`

Property Details

APN / Parcel Number

Primary APN	`74-29-032-1009-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft
Basement Area	1,596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	512,266 sqft (11.7 acres)
Lot Dimensions	717 ft deep x 714 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	400 RILEY CENTER RD
City	RILEY
State	MI
Zip	48041-4112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG N 1279' FROM W 1/4 COR, TH S 89D 15M E 1347.8', TH N 0D 2 1/2M W 154.31', TH N 84D 23M W 329.3', TH N 61D 51 1/2M W
Legal Range	14E
Legal Township	06N
Legal Section	32
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	1
Census Block	1091
Census Tract	658500

Owner

400 Riley Center Rd is owned and occupied by an individual who bought it in September 2018.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	400 RILEY CENTER RD, RILEY, MI 48041-4112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 11, 2018	Warranty Deed, Transfer TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2018 · Amount on File
Deed Sale	Sep 11, 2018 · Amount on File
Deed Document Number	201820413
Deed Book / Page	4987 / 191
Prior Transfer Date	Jan 14, 2013
Prior Transfer Doc	004348/866
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	400 RILEY CENTER RD, RILEY, MI 48041-4112
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 RILEY CENTER RD, RILEY, MI 48041-4112

Mortgage

Document Number	0005581190
Date	Nov 28, 2022
Book Page	5581/190
Instrument	2022026272

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 31, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	400 RILEY CENTER RD, RILEY, MI 48041-4112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 RILEY CENTER RD, RILEY, MI 48041-4112

Mortgage

Document Number	0052810790
Date	Dec 3, 2020
Book Page	5281/790
Instrument	2020030512

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 11, 2018
Property Address	400 RILEY CENTER RD, RILEY, MI 48041-4112
Document Number	0049870191
Book / Page	004987 / 000191
Instrument Date	Aug 30, 2018
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	HURON TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80841 DEIAND RICHMOND MI 48062, RICHMOND, MI 48062

Mortgage

Document Number	49870192
Date	Sep 11, 2018
Book Page	004987/000192

Lender

Name	TIAA FSB
Address	SOUTHFIELD, MI 48034

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 400 Riley Center Rd was $4,320 with a homeowner's exemption, up 9.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,500 (+4.82%)	$335,000
2025	$4,320.00 (+9.15%) Homeowner's exemption	$159,800
2024	$3,958.00		$319,600
2023		$138,200
2022	$3,588.00		$276,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Riley Center Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Riley Center Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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