479 Riley Center Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 479 Riley Center Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,485 sqft · built 1975
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on File
Last Sale	$278,000 (Jul 2021)
Tax Bill	$293 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-29-031-2009-000`

Property Details

APN / Parcel Number

Primary APN	`74-29-031-2009-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,485 sqft Living Area
1st Floor Area	1,485 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	66,211 sqft (1.52 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	479 RILEY CENTER RD
City	RILEY
State	MI
Zip	48041-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG AT NE SEC COR, TH S 89D 53M 43S W 191', TH S 2D 26M 59S W 334.33', TH N 89D 53M 43S E 205.29', TH N 334' TO BEG. SECTION
Legal Range	14E
Legal Township	06N
Legal Section	31
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	1
Census Block	1086
Census Tract	658500

Owner

479 Riley Center Rd is owned and occupied by two individuals who bought it in July 2021.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	479 RILEY CENTER RD, RILEY, MI 48041-4113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jul 28, 2021	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Nov 7, 2008 · Amount on File
Deed Document Number	202121735
Deed Book / Page	5399 / 580
Prior Transfer Date	Feb 1, 2007
Prior Transfer Doc	003680/485
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	479 RILEY CENTER RD, RILEY, MI 48041-4113
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 RILEY CENTER RD, RILEY, MI 48041-4113

Mortgage

Document Number	5439304
Date	Oct 25, 2021
Book Page	5439/304
Instrument	2021029952

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 28, 2021
Property Address	479 RILEY CENTER RD, RILEY, MI 48041-4113
Document Number	5399580
Book / Page	5399 / 580
Instrument Date	Jun 24, 2021
Instrument	2021021735
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	479 RILEY CENTER RD, 479, RILEY, MI 48041-4113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 RILEY CENTER RD, RILEY, MI 48041-4113

Mortgage

Document Number	0005403613
Date	Aug 5, 2021
Book Page	5403/613
Instrument	2021022544

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 479 Riley Center Rd was $293 with a homeowner's exemption, up 41.5% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,300 (+5.93%)	$246,600
2025	$293.00 (+41.55%) Homeowner's exemption	$116,400
2024	$207.00		$232,800
2023		$99,900
2022	$2,846.00		$199,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 479 Riley Center Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 479 Riley Center Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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