Sacramento County property record for 464 Higgins St, Folsom, CA 95630 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,832 sqft · built 1998 |
| Lot Size | 0.202 acres (8,804 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (May 2017) |
| Tax Bill | $8,668 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-1420-035-0000 |
| Primary APN | 072-1420-035-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,832 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| 2nd Floor Area | 1,362 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 8,804 sqft (0.202 acres) |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 16,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 464 HIGGINS ST |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE OAKS 04, LOT 35 |
| Legal Subdivision | PRAIRIE OAKS 04 |
| Legal Lot Number | 35 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 8508 |
Source: Sacramento County records · APN 072-1420-035-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 464 HIGGINS ST, FOLSOM, CA 95630-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Aug 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| May 03, 2017 | Grant Deed, Transfer · ARM FIRST TECHNOLOGY FEDERAL CU |
| Feb 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MASTERS TEAM MORTGAGE MASTERS TEAM MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2017 · Amount on Record |
| Deed Sale | May 03, 2017 · Amount on Record |
| Prior Sale | Jul 10, 1998 · Amount on Record |
| Deed Book / Page | 20170503 / 1089 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 464 HIGGINS ST, FOLSOM, CA 95630-9564 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 464 HIGGINS ST, FOLSOM, CA 95630-9564 |
| Document Number | 0000001284 |
|---|---|
| Date | Aug 02, 2021 |
| Instrument | 202108021284 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 464 HIGGINS ST, FOLSOM, CA 95630-9564 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 464 HIGGINS ST, FOLSOM, CA 95630-9564 |
| Document Number | 8020000001284 |
|---|---|
| Date | Aug 02, 2021 |
| Book Page | 20210802/1284 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 03, 2017 |
| Property Address | 464 HIGGINS ST, FOLSOM, CA 95630-9564 |
| Document Number | 5030000001089 |
| Book / Page | 20170503 / 1089 |
| Map Reference | MB 243 MAP 8 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 464 HIGGINS ST, FOLSOM, CA 95630-9564 |
| Document Number | 201705031090 |
|---|---|
| Date | May 03, 2017 |
| Instrument | 20170503/1090 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jun 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 464 HIGGINS ST, FOLSOM, CA 95630-9564 |
| Document Number | 0000000553 |
| Instrument Date | Feb 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 464 HIGGINS ST FOLSOM CA 956309564, FOLSOM, CA 95630-9564 |
| Document Number | 0000000553 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 170224/000553 |
| Name | MASTERS TEAM MORTGAGE MASTERS TEAM MORTGAGE |
|---|---|
| Type | Funding / Finance Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2047 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $757,625 (+2%) Land $218,999 Building $538,626 | |
| 2025 | $8,668.00 (+2.08%) | $742,770 (+4.04%) Land $214,705 Building $528,065 |
| 2024 | $8,491.00 (+1.81%) | |
| 2023 | $8,340.00 (+1.62%) | $713,929 Land $206,369 Building $507,560 |
| 2022 | $8,207.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670085081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Succeed.Net | Fixed Wireless (unlicensed) | 100 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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