460 Higgins St, Folsom, CA 95630 Property Records

Sacramento County property record for 460 Higgins St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,360 sqft · built 1998
Lot Size	0.216 acres (9,402 sqft)
Owner	2 Individual Names on Record
Last Sale	$707,500 (Aug 2017)
Tax Bill	$9,347 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-1420-034-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1420-034-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,360 sqft Living Area
1st Floor Area	1,543 sqft
2nd Floor Area	1,817 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,402 sqft (0.216 acres)
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces
Pool Area	18,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	460 HIGGINS ST
City	FOLSOM
State	CA
Zip	95630-9564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	PRAIRIE OAKS 04, LOT 34
Legal Subdivision	PRAIRIE OAKS 04
Legal Lot Number	34
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1001
Census Tract	8508

Owner

Source: Sacramento County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	460 HIGGINS ST, FOLSOM, CA 95630-9564
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Aug 22, 2017	Grant Deed, Transfer PARAMOUNT EQUITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Prior Sale	Dec 10, 1998 · Amount on Record
Deed Book / Page	20170822 / 1343
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 21, 2026
Property Address	460 HIGGINS ST, FOLSOM, CA 95630-9564
Document Number	2026000917
Book / Page	20260921 / 917
Instrument Date	Sep 15, 2026
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	460 HIGGINS ST, FOLSOM, CA 95630-9564

Mortgage

Document Number	2026000917,
Date	Sep 21, 2026
Book Page	20260921/917

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 22, 2017
Property Address	460 HIGGINS ST, FOLSOM, CA 95630-9564
Document Number	1708221343
Instrument Date	Aug 18, 2017
Instrument	1708221343
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$778.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	460 HIGGINS ST FOLSOM CA 956309564, FOLSOM, CA 95630-9564

Mortgage

Document Number	1708221344
Date	Aug 22, 2017
Instrument	1708221344

Lender

Name	PARAMOUNT EQUITY MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$821,107 (+2%) Land $220,507 Building $600,600
2025	$9,347.00 (+2.09%)	$805,008 (+4.04%) Land $216,184 Building $588,824
2024	$9,156.00 (+1.81%)
2023	$8,993.00 (+1.6%)	$773,751 Land $207,791 Building $565,960
2022	$8,851.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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