464 Chip Rd, Auburn, MI 48611 Property Records

Bay County property record for 464 Chip Rd, Auburn, MI 48611

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1981
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on File
Tax Bill	$1,636 (2026)
Deeds & Mortgages	Oct 2019 Transfer Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`140-001-100-100-01`

Property Details

APN / Parcel Number

Primary APN	`140-001-100-100-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	71,003 sqft (1.63 acres)
Lot Dimensions	950 ft deep x 22 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	464 CHIP RD
City	AUBURN
State	MI
Zip	48611-9774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	COM 417 FT E OF W 1/4 COR OF SEC TH E 22 FT TH N 470 FT TH E 220 FT TH N 250 FT TH W 242 FT TH S 720 FT TO BEG SEC 1 T14N R3E
Legal Range	03E
Legal Township	14N
Legal Section	01
Jurisdiction	BAY MI
Township / Civil Division	WILLIAMS
Census Block Group	1
Census Block	1000
Census Tract	285600

Owner

Source: Bay County records · APN 140-001-100-100-01

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	464 CHIP RD, AUBURN, MI 48611-9774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 07, 2017	Deed of Trust, Mortgage · Line of Credit MEMBERS FIRST CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 1978
Deed Sale	Aug 30, 1978
Deed Book / Page	851 / 215
Record Updated	Jun 08, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Oct 30, 2019
Property Address	464 CHIP RD, AUBURN, MI 48611-9774
Document Number	0000014784
Instrument Date	Oct 25, 2019
Instrument	14784
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 CHIP RD AUBURN MI 486119774, AUBURN, MI 48611-9774

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	464 CHIP RD, AUBURN, MI 48611-9774
Document Number	0032540726
Book / Page	003254 / 000726
Instrument Date	Dec 07, 2017
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	464 CHIP RD AUBURN MI 486119774, AUBURN, MI 48611-9774

Mortgage

Document Number	0032540726
Date	Dec 18, 2017
Book Page	003254/000726

Lender

Name	MEMBERS FIRST CU
Type	Credit Union
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Williams Charter Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,636.00 (+12.21%) Homeowner's exemption	$116,850 (+33.93%)	$233,700 (+33.93%)
2023		$87,250	$174,500
2022	$1,458.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), as of February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172856001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1986–2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 3 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 28 locations within half a mile of this property.

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