Bay County property record for 442 Chip Rd, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,123 sqft · built 2001 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,337 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-001-100-080-00 |
| Primary APN | 140-001-100-080-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,123 sqft Living Area |
| 1st Floor Area | 2,123 sqft |
| Basement Area | 2,058 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 52,708 sqft (1.21 acres) |
| Lot Dimensions | 450 ft deep x 121 ft wide |
| Garage Area | 2,260 sqft |
| Parking Spaces | 8 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 442 CHIP RD |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | COM 780 FT E OF W 1/4 COR OF SEC TH E 121 FT TH N 1DEG 40MIN W 450 FT TH W 121 FT TH S 1DEG 40MIN E 450 FT TO BEG. SEC 1 T14N |
| Legal Range | 03E |
| Legal Township | 14N |
| Legal Section | 01 |
| Jurisdiction | BAY MI |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 285600 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 442 CHIP RD, AUBURN, MI 48611-9774 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MTG |
| Oct 10, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 3, 2017 |
| Transfer Doc | 0032430650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 442 CHIP RD, AUBURN, MI 48611-9774 |
| Document Number | 0000006012 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 442 CHIP RD AUBURN MI 486119774, AUBURN, MI 48611-9774 |
| Document Number | 0000006012 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 6012 |
| Name | MEMBER FIRST MTG |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 29, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Oct 10, 2017 |
| Property Address | 442 CHIP RD, AUBURN, MI 48611-9774 |
| Document Number | 0032430650 |
| Book / Page | 003243 / 000650 |
| Instrument Date | May 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 442 CHIP RD AUBURN MI 486119774, AUBURN, MI 48611-9774 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Williams Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,337.00 (+80.98%) Homeowner's exemption | $219,900 (+7.69%) | $439,800 (+7.69%) |
| 2025 | $2,949.00 (-37.07%) Homeowner's exemption | $204,200 (+14.59%) | $408,400 (+14.59%) |
| 2023 | $178,200 | $356,400 | |
| 2022 | $4,686.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1986–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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