Bay County property record for 450 Chip Rd, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,848 sqft · built 1974 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,512 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-001-100-090-00 |
| Primary APN | 140-001-100-090-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 54,450 sqft (1.25 acres) |
| Lot Dimensions | 450 ft deep x 121 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 450 CHIP RD |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | COM 659 FT E OF W 1/4 COR OF SEC TH E 121 FT TH N 450 FT TH W 121 FT TH S 450 FT TO BEG SEC 1 T14N R3E |
| Legal Range | 03E |
| Legal Township | 14N |
| Legal Section | 01 |
| Jurisdiction | BAY MI |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 285600 |
450 Chip Rd is owned and occupied by an individual who acquired it in August 1986.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 450 CHIP RD, AUBURN, MI 48611-9774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 1986 |
| Deed Sale | Aug 18, 1986 |
| Deed Book / Page | 1028 / 141 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 450 Chip Rd was $2,512 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Williams Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,512.00 Homeowner's exemption | $102,350 | $204,700 |
| 2023 | $81,600 | $163,200 | |
| 2022 | $2,222.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 450 Chip Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1986–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 Chip Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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