464 Central Ave S, Watson, MN 56295 Property Records

Chippewa County property record for 464 Central Ave S, Watson, MN 56295

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1909
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Nov 2021)
Tax Bill	$860 (2026)
Deeds & Mortgages	Nov 2021 Sale Mar 2020 Sale & Mortgage
APN	`90-050-1010`

Property Details

APN / Parcel Number

Primary APN	`90-050-1010`
Alternative APNs	`25007` `25458`

Interior

Building Area	960 sqft Base Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Account Number	25458
Street Address	464 CENTRAL AVE S
City	WATSON
State	MN
Zip	56295-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT LOTS 1, 2 & 3 BLOCK 10
Legal Subdivision	ORIGINAL PLAT
Legal Block	10
Legal Lot Number	1-3
Jurisdiction	CHIPPEWA MN
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2209
Census Tract	950500

Owner

Source: Chippewa County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 17370, SAINT PAUL, MN 55117-0370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Warranty Deed, Transfer
Mar 16, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Mar 16, 2020 · Amount on Record
Deed Document Number	2021310977
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Nov 9, 2021
Property Address	464 CENTRAL AVE S, WATSON, MN 56295-9744
Document Number	A000310977
Instrument Date	Oct 26, 2021
Instrument	A000310977
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5072 110TH AVE NE, KERKHOVEN, MN 56252-9651

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Mar 16, 2020
Property Address	464 CENTRAL AVE S, WATSON, MN 56295-9744
Document Number	A000305979
Instrument Date	Mar 11, 2020
Instrument	A000305979
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	464 CENTRAL AVE S, WATSON, MN 56295-9744

Mortgage

Document Number	A000305980
Date	Mar 16, 2020
Instrument	A000305980

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Watson City
Unified School District	Montevideo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$860.00 (-45.71%)
2025		$85,700 (+1.18%) Land $1,800 Building $83,900	$85,700 (+1.18%) Land $1,800 Building $83,900
2023		$84,700 Land $1,800 Building $82,900	$84,700 Land $1,800 Building $82,900
2022	$1,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Watson serves 175 people · EPA ID MN1120006
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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