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342 Central Ave S, Watson, MN 56295 Property Records

Chippewa County property record for 342 Central Ave S, Watson, MN 56295

Property Summary

Property TypeSingle Family Home
Details2,592 sqft · built 1990
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on Record
Last Sale$60,000 (Sep 2005)
Tax Bill$4,958 (2026)
Deeds & MortgagesOct 2020 Refinance
APN90-050-1310

Property Details

APN / Parcel Number

Primary APN90-050-1310
Alternative APN
  • 24367

Interior

Building Area2,592 sqft Base Area
1st Floor Area2,592 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area18,295 sqft (0.42 acres)

Location & Zoning

Account Number24367
Street Address342 CENTRAL AVE S
CityWATSON
StateMN
Zip56295-9743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL PLAT LOT 1 EX S 40 FT & LOT 2 EX S 50 FT & EX H WY, ALL OF LOTS 3, 4, 5 & 6 BLOCK 13
Legal SubdivisionORIGINAL PLAT
Legal Block13
Legal Lot Number1-6
JurisdictionCHIPPEWA MN
Township / Civil DivisionWATSON
Census Block Group2
Census Block2212
Census Tract950500

Owner

Source: Chippewa County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address342 CENTRAL AVE S, WATSON, MN 56295-9743
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2005 · Amount on Record
Deed SaleSep 22, 2005 · Amount on Record
Deed Document Number20051000266329
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHIPPEWA MN
Recording DateOct 2, 2020
Property Address342 CENTRAL AVE S, WATSON, MN 56295-9743
Document NumberA000307472
Instrument DateOct 1, 2020
InstrumentA000307472
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 CENTRAL AVE S, WATSON, MN 56295-9743

Mortgage

Document NumberA000307473
DateOct 2, 2020
InstrumentA000307473
Lender
NameCO-OP CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyChippewa County
MunicipalityWatson City
Unified School DistrictMontevideo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,958.00 (-1.04%)
2025$182,700 (-) Land $3,100 Building $179,600$182,700 (-) Land $3,100 Building $179,600
2023$182,700 Land $3,100 Building $179,600$182,700 Land $3,100 Building $179,600
2022$5,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWatson
serves 175 people · EPA ID MN1120006
Water SourceGroundwater
Last State InspectionSep 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Company
Fiber		1,000 / 1,000
GigFire
Fixed Wireless		150 / 130
Midco
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Central Ave S

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