Macomb County property record for 46380 Copper Lock Ln, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,712 sqft · built 2002 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Apr 2012) |
| Tax Bill | $4,182 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-35-153-015 |
| Primary APN | 20-08-35-153-015 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 1,699 sqft |
| Basement Area | 1,699 sqft |
| Unfinished Basement | 1,699 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Hip |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 125 ft deep x 72 ft wide |
| Garage Area | 443 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46380 COPPER LOCK LN |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-6202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TOWNGATE SUB. LOT 32 LIBER: 137 PAGES: 37-40 |
| Legal Subdivision | TOWNGATE SUB |
| Legal Lot Number | 32 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 223402 |
Source: Macomb County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46380 COPPER LOCK LN, MACOMB, MI 48044-6202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 11, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2012 · Amount on Record |
| Deed Sale | Apr 3, 2012 · Amount on Record |
| Prior Sale | Oct 21, 2011 · Amount on Record |
| Deed Document Number | 20122048315 |
| Deed Book / Page | 21218 / 257 |
| Last Transfer Date | Sep 3, 2019 |
| Transfer Doc | 0000102022 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46380 COPPER LOCK LN, MACOMB, MI 48044-6202 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 46380 COPPER LOCK LN, MACOMB, MI 48044-6202 |
| Document Number | 2300055447 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 29186/397 |
| Instrument | 202300055447 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46380 COPPER LOCK LN, MACOMB, MI 48044-6202 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 46380 COPPER LOCK LN, MACOMB, MI 48044-6202 |
| Document Number | 2102167260 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 27632/366 |
| Instrument | 202102167260 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Sep 11, 2019 |
| Property Address | 46380 COPPER LOCK LN, MACOMB, MI 48044-6202 |
| Document Number | 0000102022 |
| Book / Page | 26188 / 377 |
| Map Reference | LB 137 PG 34-40 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 9102022 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46380 COPPER LOCK LN, MACOMB, MI 48044-6202 |
| Document Number | 0000102023 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 9102023 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2034 |
Source: Macomb County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,900 (+4.32%) | $381,800 (+4.32%) | |
| 2025 | $4,182.00 (+13.12%) Homeowner's exemption | $183,000 (+10.44%) | $366,000 (+10.44%) |
| 2023 | $165,700 | $331,400 | |
| 2022 | $3,697.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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