46346 Copper Lock Ln, Macomb, MI 48044 Property Records

Macomb County property record for 46346 Copper Lock Ln, Macomb, MI 48044 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,190 sqft · built 2001
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$4,829 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-08-35-153-014`

Property Details

APN / Parcel Number

Primary APN	`20-08-35-153-014`
Alternative APN	`0835153014`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,190 sqft Living Area
1st Floor Area	2,178 sqft
Basement Area	2,178 sqft
Unfinished Basement	2,178 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Ranch
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	139 ft deep x 72 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46346 COPPER LOCK LN
City	MACOMB
State	MI
Zip	48044-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNGATE SUB . LOT 33 LIBER: 137 PAGES: 37-40
Legal Subdivision	TOWNGATE SUB
Legal Lot Number	33
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2022
Census Tract	223402

Owner

Source: Macomb County records · APN 20-08-35-153-014

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	46346 COPPER LOCK LN, MACOMB, MI 48044-6202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46346 COPPER LOCK LN, MACOMB, MI 48044-6202
Transaction Type	Mortgage
Record Updated	Mar 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001609
Date	Jan 05, 2018
Book Page	25150/003
Instrument	8001609

Lender

Name	PAC FEDERAL CU
Type	Credit Union
Address	TROY, MI 48083

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,100 (+16.22%)	$444,200 (+16.22%)
2025	$4,829.00 (+13.14%)
2023		$191,100	$382,200
2022	$4,268.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992234022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 4 of 5 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.