46278 Copper Lock Ln, Macomb, MI 48044 Property Records

Macomb County property record for 46278 Copper Lock Ln, Macomb, MI 48044 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,733 sqft · built 2002
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on File
Last Sale	$389,900 (Sep 2022)
Tax Bill	$5,915 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-35-153-012`

Property Details

APN / Parcel Number

Primary APN	`20-08-35-153-012`
Alternative APN	`0835153012`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,733 sqft Living Area
1st Floor Area	1,677 sqft
Basement Area	1,677 sqft
Unfinished Basement	1,677 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	148 ft deep x 70 ft wide
Garage Area	509 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46278 COPPER LOCK LN
City	MACOMB
State	MI
Zip	48044-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNGATE SUB. LOT 35 LIBER: 137 PAGES: 37-40
Legal Subdivision	TOWNGATE SUB
Legal Lot Number	35
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2022
Census Tract	223402

Owner

Source: Macomb County records · APN 20-08-35-153-012

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46278 COPPER LOCK LN, MACOMB, MI 48044-6202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 14, 2022	Warranty Deed, Transfer CENTURY TITLE AGENCY SERVICES, CENTURY TITLE AGENCY SVCS
Feb 23, 2021	Warranty Deed, Transfer LIBERTY TITLE
Jun 13, 2017	Warranty Deed, Transfer · Conventional Mortgage GTL INVS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2022 · Amount on Record
Deed Sale	Sep 14, 2022 · Amount on Record
Prior Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	2022107935
Deed Book / Page	28811 / 317
Last Transfer Date	Sep 18, 2024
Transfer Doc	0000076748
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46278 COPPER LOCK LN, MACOMB, MI 48044-6202
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46278 COPPER LOCK LN, MACOMB, MI 48044-6202

Mortgage

Document Number	2102130020
Date	Mar 04, 2021
Book Page	27457/285
Instrument	202102130020

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 14, 2022
Property Address	46278 COPPER LOCK LN, MACOMB, MI 48044-6202
Document Number	2200107935
Book / Page	28811 / 317
Map Reference	LB 137 PG 34-40
Instrument Date	Aug 31, 2022
Instrument	202200107935
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	CENTURY TITLE AGENCY SERVICES, CENTURY TITLE AGENCY SVCS

Transaction

Amount	Amount Recorded
Tax	$2,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46278 COPPER LOCK LN, MACOMB, MI 48044-6202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46278 COPPER LOCK LN, MACOMB, MI 48044-6202

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 23, 2021
Property Address	46278 COPPER LOCK LN, MACOMB, MI 48044-6202
Document Number	0000127033
Book / Page	27443 / 851
Map Reference	LB 137 PG 34-40
Instrument Date	Feb 17, 2021
Instrument	2127033
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$2,906.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46278 COPPER LOCK LN, MACOMB, MI 48044-6202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43290 POLO CIR, STERLING HEIGHTS, MI 48313-2090

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 13, 2017
Property Address	46278 COPPER LOCK LN, MACOMB, MI 48044-6202
Document Number	0000074218
Book / Page	024767 / 000170
Instrument Date	Apr 21, 2017
Instrument	74218
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	TITLE EXPRESS COMPANY, TITLE EXPRESS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,235.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22755 WORTHINGTON CT ST CLAIR SHORES MI 480812603, ST CLAIR SHORES, MI 48081-2603

Mortgage

Document Number	55594
Date	Jun 13, 2017
Book Page	024684/000230
Instrument	55594

Lender

Name	GTL INVS
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,800 (+15.08%)	$387,600 (+15.08%)
2025	$5,915.00 (+21.61%)
2023		$168,400	$336,800
2022	$4,864.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992234022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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