4631 Summerside Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 4631 Summerside Rd, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,445 sqft · built 1958
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jun 2021)
Tax Bill	$3,102 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`41-42-31A-072`

Property Details

APN / Parcel Number

Primary APN	`41-42-31A-072`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
1st Floor Area	1,025 sqft
Family Room	Family Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,498 sqft (0.241 acres)
View / Lot	Cul-de-sac
Deck Area	99 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4631 SUMMERSIDE RD
City	CINCINNATI
State	OH
Zip	45244-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERNELL HEIGHTS 1; LOT 72
Legal Subdivision	FERNELL HEIGHTS
Legal Lot Number	72
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1004
Census Tract	41405

Owner

Source: Clermont County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4631 SUMMERSIDE RD, CINCINNATI, OH 45244-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Warranty Deed, Transfer · VA Mortgage SIBCY CLINE MORTGAGE SERVICES INC
Jan 8, 2020	Sheriff's Deed, Foreclosure · Commercial Mortgage SOUTH CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	Jan 8, 2020 · Amount on Record
Deed Document Number	202118515
Deed Book / Page	2883 / 1478
Prior Transfer Date	Dec 1, 2009
Prior Transfer Doc	0000033621
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jun 8, 2021
Property Address	4631 SUMMERSIDE RD, CINCINNATI, OH 45244-1436
Document Number	0000018515
Book / Page	2883 / 1478
Map Reference	MB L PG 22
Instrument Date	Jun 7, 2021
Instrument	202100018515
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4631 SUMMERSIDE RD, CINCINNATI, OH 45244-1436

Mortgage

Document Number	0000018516
Date	Jun 8, 2021
Instrument	202100018516

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CLERMONT OH
Recording Date	Jan 8, 2020
Property Address	4631 SUMMERSIDE RD, CINCINNATI, OH 45244-1436
Document Number	0000000526
Book / Page	2827 / 3995
Map Reference	MB L PG 22
Instrument Date	Dec 3, 2019
Instrument	202000000526
Transaction Type	Foreclosure
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6991 THOMPSON RD, GOSHEN, OH 45122-8602

Mortgage

Document Number	0000000527
Date	Jan 8, 2020
Book Page	2827/3998
Instrument	202000000527

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42142

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 6, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,102.00 (-49.4%)	$61,640 (-) Land $15,820 Building $45,820
2024			$176,100 (-) Land $45,200 Building $130,900
2023	$6,130.00 (+140.49%) Homeowner's exemption	$61,640 (+40.89%) Land $15,820 Building $45,820	$176,100 (+40.88%) Land $45,200 Building $130,900
2022	$2,549.00 Homeowner's exemption	$43,750 Land $11,200 Building $32,550
2020			$125,000 Land $32,000 Building $93,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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