4632 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4632 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,491 sqft · built 1991
Lot Size0.2 acres (8,750 sqft)
OwnerIndividual Name on File
Last Sale$420,500 (Mar 2019)
Tax Bill$1,844 (2025)
Deeds & MortgagesApr 2019 Mortgage
Feb 2020 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN211-62-113

Property Details

APN / Parcel Number

Primary APN211-62-113

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,491 sqft Living Area
1st Floor Area2,491 sqft

Exterior

Year BuiltBuilt 1991
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area8,750 sqft (0.2 acres)
Parking Spaces3 Parking Spaces
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4632 E MONTGOMERY RD
CityCAVE CREEK
StateAZ
Zip85331-5812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionDESERT FAIRWAYS AT TATUM RANCH MCR 329-39
Legal Range04E
Legal Township05N
Legal Section19
Legal QuarterNE
Quarter-Quarter SectionSE
Legal SubdivisionDESERT FAIRWAYS AT TATUM RANCH
Legal Lot Number46
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group2
Census Block2017
Census Tract612700

Owner

4632 E Montgomery Rd is owned and occupied by an individual who bought it in March 2019.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4632 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5812
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Dec 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Mar 29, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 19, 2017Loan Modification, Mortgage
SPENCE HOLDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2019 · Amount on File
Deed SaleMar 29, 2019 · Amount on File
Prior SaleJun 19, 2013 · Amount on File
Deed Document Number20190220332
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4632 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5812
Transaction TypeMortgage
Record UpdatedJul 18, 2022
Title CompanySTEWART TTL & TR OF PHOENIX

Transferred To (Grantee/Buyer)

NameVerified Name
Address4632 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5812

Mortgage

Document Number0000282521
DateApr 22, 2019
Instrument20190282521
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4632 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5812
Transaction TypeMortgage
Record UpdatedJul 18, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000126459
DateFeb 14, 2020
Instrument20200126459
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4632 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5812
Transaction TypeMortgage
Record UpdatedJul 18, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address4632 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5812

Mortgage

Document Number0001276220
DateDec 24, 2020
Instrument20201276220
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 29, 2019
Property Address4632 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5812
Document Number0000220332
Map ReferenceMB 329 PG 39
Instrument DateMar 28, 2019
Instrument20190220332
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanySTEWART TTL & TR OF PHOENIX

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21001 N TATUM BLVD # BLVD160-50, 21001, PHOENIX, AZ 85050-4206

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4632 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5812

Mortgage

Document Number0000220333
DateMar 29, 2019
Instrument20190220333
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARICOPA AZ
Recording DateJul 19, 2017
Property Address4632 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5812
Instrument DateJul 18, 2017
Instrument525714
Transaction TypeMortgage
Record UpdatedJul 25, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address22234 N 54TH WAY PHOENIX AZ 850547145, PHOENIX, AZ 85054-7145

Mortgage

Document Number0000525714
DateJul 19, 2017
Instrument525714
Lender
NameSPENCE HOLDING LLC
Address22234 N 54TH WAY, PHOENIX, AZ 85054-7145
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4632 E Montgomery Rd was $1,844.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictCave Creek Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$57,220$572,200 Land $114,400 Building $457,800
2025$1,844.00
2024$59,400$594,000 Land $118,800 Building $475,200
2023$2,143.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4632 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4632 E Montgomery Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 98.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
AirFiber WISP
Fixed Wireless
1,000 / 500
BAM Broadband
Fixed Wireless · not low latency
1,000 / 100
Verizon
Fixed Wireless
300 / 20
Mojo Broadband
Fixed Wireless
250 / 50
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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