4623 Summerside Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 4623 Summerside Rd, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,259 sqft · built 1961
Lot Size	0.236 acres (10,280 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Oct 2023)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-42-31B-068`

Property Details

APN / Parcel Number

Primary APN	`41-42-31B-068`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,259 sqft Living Area
1st Floor Area	950 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,280 sqft (0.236 acres)
View / Lot	Cul-de-sac
Patio Area	80 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4623 SUMMERSIDE RD
City	CINCINNATI
State	OH
Zip	45244-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERNELL HEIGHTS BLK 2; LOT 68
Legal Subdivision	FERNELL HEIGHTS
Legal Block	2
Legal Lot Number	68
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1004
Census Tract	41405

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4623 SUMMERSIDE RD, CINCINNATI, OH 45244-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Warranty Deed, Transfer · VA Mortgage PNC BANK NA
Jun 25, 2020	Warranty Deed, Transfer · Conventional Mortgage CINCINNATI FED'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	202319704
Deed Book / Page	2955 / 602
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 23, 2023
Property Address	4623 SUMMERSIDE RD, CINCINNATI, OH 45244-1436
Document Number	0000019704
Book / Page	2955 / 602
Map Reference	MB L PG 31
Instrument Date	Oct 16, 2023
Instrument	202300019704
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4623 SUMMERSIDE RD, CINCINNATI, OH 45244-1436

Mortgage

Document Number	0000019705
Date	Oct 23, 2023
Instrument	202300019705

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jun 25, 2020
Property Address	4623 SUMMERSIDE RD, CINCINNATI, OH 45244-1436
Document Number	0000015875
Book / Page	002842 / 004755
Instrument Date	Jun 9, 2020
Instrument	15875
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4623 SUMMERSIDE RD CINCINNATI OH 452441436, CINCINNATI, OH 45244-1436

Mortgage

Document Number	15876
Date	Jun 25, 2020
Book Page	002842/004757
Instrument	15876

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,829.00 (-0.18%)	$56,210 (-) Land $15,820 Building $40,390
2024	$2,834.00 (-49.3%) Homeowner's exemption	$56,210 (-) Land $15,820 Building $40,390	$160,600 (-) Land $45,200 Building $115,400
2023	$5,590.00 (+133.11%)	$56,210 (+39.65%) Land $15,820 Building $40,390	$160,600 (+39.65%) Land $45,200 Building $115,400
2022	$2,398.00	$40,250 Land $11,200 Building $29,050
2020			$115,000 Land $32,000 Building $83,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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