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4630 Capitola Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4630 Capitola Rd, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,023 sqft · built 1940
Lot Size0.077 acres (3,354 sqft)
OwnerIndividual Name on Record
Last Sale$700,000 (Jun 2018)
Tax Bill$11,757 (2025)
Deeds & MortgagesMay 2026 Construction Loan
Aug 2025 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN034-031-28

Property Details

APN / Parcel Number

Primary APN034-031-28
Alternative APN
  • 034-031-28-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,023 sqft Living Area
Gross Area1,263 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area3,354 sqft (0.077 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4630 CAPITOLA RD
CityCAPITOLA
StateCA
Zip95010-3851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOPAL 01
Legal Block2
Legal Lot Number7
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1003
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3930 REPOSA AVE, SANTA CRUZ, CA 95062-3274
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Construction Mortgage
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Aug 18, 2025Intrafamily Transfer, Transfer
Jun 14, 2018Quit Claim Deed, Transfer
GREENHEDGE ESCROW
Jun 14, 2018Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Apr 10, 2017Grant Deed, Transfer
TITLE 365

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2018 · Amount on Record
Deed SaleJun 14, 2018 · Amount on Record
Prior SaleApr 10, 2017 · Amount on Record
Deed Document Number201818082
Prior Transfer DateJun 6, 2018
Prior Transfer Doc0000018081
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Recording DateMay 18, 2026
Property Address4630 CAPITOLA RD, CAPITOLA, CA 95010-3851
Document Number0000011207
Instrument DateMay 13, 2026
Instrument202611207
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address3930 REPOSA AVE, SANTA CRUZ, CA 95062-3274
InvestorPossibly a Property Investor

Mortgage

Document Number0000011207,
DateMay 18, 2026
Instrument202611207
Lender
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 1, 2027
Interest
Rate TypeBalloon
Rate22.9%
Initial TypeBalloon
Max Rate-1%

August 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateAug 18, 2025
Property Address4630 CAPITOLA RD, CAPITOLA, CA 95010-3851
Document Number0000017303
Map ReferenceVOL 18 PG 40
Instrument DateAug 8, 2025
Instrument2025-0017303
Transaction TypeTransfer
Record UpdatedSep 26, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3930 REPOSA AVE, SANTA CRUZ, CA 95062-3274
InvestorPossibly a Property Investor

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 14, 2018
Property Address4630 CAPITOLA RD, CAPITOLA, CA 95010-3851
Document Number0000018081
Instrument DateJun 6, 2018
Instrument18081
Transaction TypeTransfer
Record UpdatedJun 22, 2018
Title CompanyGREENHEDGE ESCROW

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3930 REPOSA AVE SANTA CRUZ CA 950623274, SANTA CRUZ, CA 95062-3274

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 14, 2018
Property Address4630 CAPITOLA RD, CAPITOLA, CA 95010-3851
Document Number0000018082
Instrument DateJun 6, 2018
Instrument18082
Transaction TypeTransfer
Record UpdatedJun 22, 2018
Title CompanyGREENHEDGE ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3930 REPOSA AVE SANTA CRUZ CA 950623274, SANTA CRUZ, CA 95062-3274

Mortgage

Document Number18083
DateJun 14, 2018
Instrument18083
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2048

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 10, 2017
Property Address4630 CAPITOLA RD, CAPITOLA, CA 95010-3851
Document Number0000011744
Instrument DateApr 5, 2017
Instrument11744
Transaction TypeTransfer
Record UpdatedMay 23, 2017
Title CompanyTITLE 365

Transaction

AmountAmount Recorded
Tax$880.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$928,469 (+2%) Land $580,293 Building $348,176
2025$11,757.00 (+9.86%)$910,264 (+4.04%) Land $568,915 Building $341,349
2023$10,702.00 (+1.19%)$874,917 Land $546,823 Building $328,094$746,100
2022$10,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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