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4610 Capitola Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4610 Capitola Rd, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,567 sqft · built 1930
Lot Size0.092 acres (4,008 sqft)
OwnerIndividual Name on Record
Last Sale$1,250,000 (Dec 2021)
Tax Bill$16,404 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Mar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN034-031-25

Property Details

APN / Parcel Number

Primary APN034-031-25
Alternative APN
  • 034-031-25-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,567 sqft Living Area
Gross Area1,891 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1990
Construction TypeWood
Roof MaterialMetal
Lot Area4,008 sqft (0.092 acres)
Garage TypeAttached
Garage Area324 sqft
Deck Area372 sqft
Patio Area372 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4610 CAPITOLA RD
CityCAPITOLA
StateCA
Zip95010-3851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOPAL 01/FAIRVIEW
Legal Block2
Legal Lot Number5
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1003
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4610 CAPITOLA RD, CAPITOLA, CA 95010-3851
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2021Grant Deed, Transfer · VA Mortgage
ROCKET MORTGAGE LLC
Mar 14, 2019Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2021 · Amount on Record
Deed SaleDec 6, 2021 · Amount on Record
Deed Document Number202159167
Prior Transfer DateSep 3, 2009
Prior Transfer Doc0000043865
Record UpdatedSep 20, 2026

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 6, 2021
Property Address4610 CAPITOLA RD, CAPITOLA, CA 95010-3851
Document Number0000059167
Map ReferenceMB 18 PG 40
Instrument DateDec 1, 2021
Instrument2021-0059167
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4610 CAPITOLA RD, CAPITOLA, CA 95010-3851

Mortgage

Document Number0000059168
DateDec 6, 2021
Instrument2021-0059168
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

March 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CRUZ CA
Recording DateMar 14, 2019
Property Address4610 CAPITOLA RD, CAPITOLA, CA 95010-3851
Document Number0000006515
Instrument DateMar 11, 2019
Instrument6515
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1700 S BAYSHORE LN #2B MIAMI FL 331334058, 2B, MIAMI, FL 33133-4058

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,353,040 (+2%) Land $1,109,493 Building $243,547
2025$16,404.00 (+590.99%) Homeowner's exemption$1,326,510 (+1,031.97%) Land $1,087,738 Building $238,772
2023$2,374.00 (+4.4%) Homeowner's exemption$117,186 Land $36,705 Building $80,481$1,210,500
2022$2,274.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Cruzio
Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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