4625 Capitola Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4625 Capitola Rd, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,636 sqft · built 1980
Lot Size	0.107 acres (4,661 sqft)
Owner	Company Name on Record
Last Sale	$862,000 (Sep 2020)
Tax Bill	$12,879 (2025)
Deeds & Mortgages	Sep 2020 Sale Jul 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`034-021-39`

Property Details

APN / Parcel Number

Primary APN	`034-021-39`
Alternative APN	`034-021-39-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,636 sqft Living Area
Gross Area	2,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Other
Lot Area	4,661 sqft (0.107 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4625 CAPITOLA RD
City	CAPITOLA
State	CA
Zip	95010-3850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAPITOLA HEIGHTS
Legal Lot Number	4
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2008
Census Tract	121701

Owner

Source: Santa Cruz County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3496, TURLOCK, CA 95381-3496
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jul 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROBERT W DESIMPEL
Jan 13, 2020	Deed of Trust, Mortgage NOT AVAILABLE
Dec 18, 2019	Correction Deed, Transfer ATTORNEY ONLY
Dec 10, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Jul 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Deed Document Number	202036320
Prior Transfer Date	Dec 10, 2019
Prior Transfer Doc	0000040099
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 15, 2020
Property Address	4625 CAPITOLA RD, CAPITOLA, CA 95010-3850
Document Number	0000036320
Instrument Date	Sep 10, 2020
Instrument	36320
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$948.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	PO BOX 3496 TURLOCK CA 953813496, TURLOCK, CA 95381-3496

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4625 CAPITOLA RD, CAPITOLA, CA 95010-3850
Document Number	0000028423
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4625 CAPITOLA RD CAPITOLA CA 950103850, CAPITOLA, CA 95010-3850

Mortgage

Document Number	0000028423
Date	Jul 29, 2020
Instrument	28423

Lender

Name	ROBERT W DESIMPEL
Address	14596 JACKSOL DR, SAN JOSE, CA 95124-3319

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4625 CAPITOLA RD, CAPITOLA, CA 95010-3850
Document Number	0000028424
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4625 CAPITOLA RD CAPITOLA CA 950103850, CAPITOLA, CA 95010-3850

December 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 18, 2019
Property Address	4625 CAPITOLA RD, CAPITOLA, CA 95010-3850
Document Number	0000040099
Instrument Date	Dec 10, 2019
Instrument	40099
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4625 CAPITOLA RD CAPITOLA CA 950103850, CAPITOLA, CA 95010-3850

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 10, 2019
Property Address	4625 CAPITOLA RD, CAPITOLA, CA 95010-3850
Document Number	0000038838
Instrument Date	Dec 5, 2019
Instrument	38838
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4625 CAPITOLA RD CAPITOLA CA 950103850, CAPITOLA, CA 95010-3850

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 17, 2019
Property Address	4625 CAPITOLA RD, CAPITOLA, CA 95010-3850
Document Number	0000020023
Instrument Date	May 5, 2016
Instrument	20023
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4625 CAPITOLA RD CAPITOLA CA 950103850, CAPITOLA, CA 95010-3850

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,029,227 (+2%) Land $730,901 Building $298,326
2025	$12,879.00 (+17.71%)	$1,009,046 (+12.51%) Land $716,570 Building $292,476
2023	$10,941.00 (+1.18%)	$896,825 Land $688,745 Building $208,080	$871,830
2022	$10,813.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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