426 S 5th St, Independence, OR 97351 Property Records

Polk County property record for 426 S 5th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 2007
Lot Size	0.169 acres (7,351 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jul 2020)
Tax Bill	$3,511 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08428-BC-00200`

Property Details

APN / Parcel Number

Primary APN	`08428-BC-00200`
Alternative APN	`306027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	1,870 sqft
1st Floor Area	1,430 sqft
Great Room	Great Room
Utility Room	Utility Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,351 sqft (0.169 acres)
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	306027
Street Address	426 S 5TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PARTITION PLAT 2007-0022 LOT 1
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	PARTITION PLAT 2007-0022
Legal Block	3
Legal Lot Number	1
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3036
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	426 S 5TH ST, INDEPENDENCE, OR 97351-1918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020 · Amount on Record
Deed Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	20209284
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jul 7, 2020
Property Address	426 S 5TH ST, INDEPENDENCE, OR 97351-1918
Document Number	0000009284
Instrument Date	Jul 2, 2020
Instrument	2020-009284
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 S 5TH ST, INDEPENDENCE, OR 97351-1918

Mortgage

Document Number	0000009285
Date	Jul 7, 2020
Instrument	2020-009285

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,200 (+3%) Land $66,100 Building $132,100	$381,920 (-5.04%) Land $150,000 Building $231,920
2025	$3,511.00 (+3.75%)	$192,430 (+3%) Land $64,180 Building $128,250	$402,190 (+3.46%) Land $149,300 Building $252,890
2024	$3,384.00 (-2.48%)	$186,830 (+3%) Land $62,310 Building $124,520	$388,750 (-1.47%) Land $137,000 Building $251,750
2023	$3,470.00 (+8.91%)	$181,390 (+3%) Land $60,490 Building $120,900	$394,530 (+5.25%) Land $138,200 Building $256,330
2022	$3,186.00	$176,110 Land $58,730 Building $117,380	$374,860 Land $117,500 Building $257,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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