463 Oak St, Boone, NC 28607 Property Records

Watauga County property record for 463 Oak St, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,900 sqft · built 1940
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Dec 2021)
Tax Bill	$3,279 (2025)
Deeds & Mortgages	Nov 2022 Construction Loan Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`2910-16-1497-000`

Property Details

APN / Parcel Number

Primary APN	`2910-16-1497-000`
Alternative APN	`1847427`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,900 sqft Living Area
1st Floor Area	1,364 sqft
Basement Area	1,320 sqft
Finished Basement	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Carport
Garage Area	372 sqft
Carport	Carport
Carport Area	372 sqft
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1847427
Street Address	463 OAK ST
City	BOONE
State	NC
Zip	28607-4284
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOR1
Legal Description	OAK ST LOTS 30-32 JOHN NORRIS
Legal Subdivision	OAK ST
Legal Lot Number	30-32
Jurisdiction	WATAUGA NC
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2006
Census Tract	920601

Owner

463 Oak St is owned by a company that bought it in December 2021.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	19235 DAVIDSON CONCORD RD, DAVIDSON, NC 28036-8771
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Construction Mortgage UWHARRIE BANK
Dec 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Deed Document Number	2021714743
Deed Book / Page	2241 / 790
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	463 OAK ST, BOONE, NC 28607-4284
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19235 CONCORD ROAD, DAVIDSON, NC 28036

Mortgage

Document Number	0023050699
Date	Nov 2, 2022
Book Page	2305/699
Instrument	725891

Lender

Name	UWHARRIE BANK
Type	Bank
Address	CONCORD, NC 28026

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	246 Months
Due	May 2, 2043

Interest

Rate Type	Adjustable Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 8, 2021
Property Address	463 OAK ST, BOONE, NC 28607-4284
Document Number	0022410790
Book / Page	2241 / 790
Map Reference	MB 1 PG 60
Instrument Date	Nov 23, 2021
Instrument	714743
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1670 HOWARDS CREEK RD, BOONE, NC 28607-7517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19235 DAVIDSON CONCORD RD, DAVIDSON, NC 28036-8771

Tax Assessment & Valuation

The 2025 property tax bill for 463 Oak St was $3,279.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Boone Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,800 (-) Land $40,100 Building $400,700
2025	$3,279.00	$440,800 Land $40,100 Building $400,700
2024			$440,800 Land $40,100 Building $400,700
2023		$440,800 Land $40,100 Building $400,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 463 Oak St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	13 (1989–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 463 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOONE serves 19,811 people · EPA ID NC0195010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Skyline Telephone, T-Mobile.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures