Watauga County property record for 449 Oak St, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,968 sqft · built 1957 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,473 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2910-16-0591-000 |
| Primary APN | 2910-16-0591-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 264 sqft |
| Porch | Porch |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 1763967 |
|---|---|
| Street Address | 449 OAK ST |
| City | BOONE |
| State | NC |
| Zip | 28607-4284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOR1 |
| Legal Description | PORT LOT 22-29 NORRIS & COOK |
| Legal Subdivision | NORRIS |
| Legal Lot Number | 22-29 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 920601 |
449 Oak St is owned by a company that acquired it in March 2007.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 123, BOONE, NC 28607-0655 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 19, 2007 |
| Transfer Doc | 0012770137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 449 OAK ST, BOONE, NC 28607-4284 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020270364 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 2027/0364 |
| Instrument | 678869 |
| Name | SKYLINE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BOONE, NC 28607 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 449 Oak St was $2,473, down 33.3% from the year before.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Boone Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,500 (-) Land $41,200 Building $287,300 | ||
| 2025 | $2,473.00 (-33.34%) | $328,500 Land $41,200 Building $287,300 | |
| 2024 | $3,710.00 | $328,500 Land $41,200 Building $287,300 | |
| 2023 | $328,500 Land $41,200 Building $287,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 449 Oak St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 13 (1989–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 449 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BOONE serves 19,811 people · EPA ID NC0195010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Skyline Telephone, T-Mobile.
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