412 Oak St, Boone, NC 28607 Property Records

Watauga County property record for 412 Oak St, Boone, NC 28607

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	6 bd · 2.5 ba · 3,280 sqft · built 1951
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Tax Bill	$2,633 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2910-06-9546-000`

Property Details

APN / Parcel Number

Primary APN	`2910-06-9546-000`
Alternative APN	`1730414`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,280 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1730414
Street Address	412 OAK ST
City	BOONE
State	NC
Zip	28607-4270
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	BOR2
Legal Description	OAK ST
Legal Subdivision	OAK ST
Jurisdiction	WATAUGA NC
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2003
Census Tract	920601

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 OAK ST, BOONE, NC 28607-4270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
Jun 7, 2021	Correction Deed, Transfer NOT AVAILABLE
Jun 19, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 17, 2020
Transfer Doc	0020990863
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	412 OAK ST, BOONE, NC 28607-4270
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021950696
Date	Jun 7, 2021
Book Page	2195/696
Instrument	707155

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BLUEFIELD, VA 24605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2051

June 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 7, 2021
Property Address	412 OAK ST, BOONE, NC 28607-4270
Document Number	0021950692
Book / Page	002195 / 000692
Instrument Date	May 1, 2021
Instrument	707154
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 OAK ST BOONE NC 286074270, BOONE, NC 28607-4270

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 19, 2020
Property Address	412 OAK ST, BOONE, NC 28607-4270
Document Number	0020990863
Book / Page	002099 / 000863
Instrument Date	Jun 17, 2020
Instrument	691446
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 OAK ST BOONE NC 286074270, BOONE, NC 28607-4270

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Boone Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,700 (-) Land $47,600 Building $287,100
2025	$2,633.00 (+101.76%)	$334,700 (-30.21%) Land $47,600 Building $287,100
2024	$1,305.00		$334,700 Land $47,600 Building $287,100
2023		$479,600 Land $47,600 Building $432,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	13 (1989–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APPALACHIAN STATE UNIV WTP state or territorial government · serves 11,150 people · EPA ID NC0195101
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Skyline Telephone, T-Mobile.

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