463 Main St, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 463 Main St, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,720 sqft · built 1968
Lot Size	2.48 acres (108,028 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Apr 2021)
Tax Bill	$10,875 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`339700`

Property Details

APN / Parcel Number

Primary APN	`339700`
Alternative APN	`OSAY M:023 B:083 L:1`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
Gross Area	4,040 sqft
1st Floor Area	1,720 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,028 sqft (2.48 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	339700
Street Address	463 MAIN ST
City	OLD SAYBROOK
State	CT
Zip	06475-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Subdivision	SPENCERS LANDING
Legal Block	83
Legal Lot Number	1
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	1
Census Block	1022
Census Tract	670200

Owner

463 Main St is owned and occupied by two individuals who bought it in April 2021.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	463 MAIN ST, OLD SAYBROOK, CT 06475-2519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Jul 13, 2020	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Prior Sale	Aug 16, 2012 · Amount on File
Deed Book / Page	663 / 420
Record Updated	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Apr 28, 2021
Property Address	463 MAIN ST, OLD SAYBROOK, CT 06475-2519
Document Number	663-420
Book / Page	663 / 420
Instrument Date	Apr 26, 2021
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	663422
Date	Apr 28, 2021
Instrument	663/422

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	May 1, 2031
Max Rate At Change	2.5%
Index	Other

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jul 13, 2020
Property Address	463 MAIN ST, OLD SAYBROOK, CT 06475-2519
Document Number	652-427
Book / Page	000652 / 000427
Instrument Date	Apr 10, 2020
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	463 MAIN ST OLD SAYBROOK CT 064752519, OLD SAYBROOK, CT 06475-2519

Tax Assessment & Valuation

The 2025 property tax bill for 463 Main St was $10,875.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,875.00	$701,600 Land $440,000 Building $261,600	$491,120 Land $308,000 Building $183,120
2024	$10,875.00 (+15.01%)
2023	$9,456.00 (+1.84%)	$462,400 (-) Land $298,700 Building $163,700
2022	$9,285.00	$462,400 Land $298,700 Building $163,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 463 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 463 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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