454 Main St, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 454 Main St, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,948 sqft · built 2007
Lot Size	2.68 acres (116,741 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Jul 2017)
Tax Bill	$18,195 (2025)
Deeds & Mortgages	Jul 2025 Transfer Jul 2017 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`304700`

Property Details

APN / Parcel Number

Primary APN	`304700`
Alternative APN	`OSAY M:022 B:024 L:B`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,948 sqft Living Area
Gross Area	4,508 sqft
1st Floor Area	1,820 sqft
Attic	Attic
Attic Area	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	116,741 sqft (2.68 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	304700
Street Address	454 MAIN ST
City	OLD SAYBROOK
State	CT
Zip	06475-2573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	24
Legal Lot Number	B
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	1
Census Block	1006
Census Tract	670200

Owner

454 Main St is owned and occupied by an individual who acquired it in July 2025.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	454 MAIN ST, OLD SAYBROOK, CT 06475-2573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 28, 2017	Deed, Transfer PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2017 · Amount on File
Deed Sale	Jul 28, 2017 · Amount on File
Deed Book / Page	626 / 9
Last Transfer Date	Jul 11, 2025
Transfer Doc	000699-864
Record Updated	Sep 20, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jul 14, 2025
Property Address	454 MAIN ST, OLD SAYBROOK, CT 06475-2573
Document Number	000699-864
Book / Page	699 / 864
Instrument Date	Jul 11, 2025
Transaction Type	Transfer
Record Updated	Aug 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jul 28, 2017
Property Address	454 MAIN ST, OLD SAYBROOK, CT 06475-2573
Document Number	626-9
Book / Page	626 / 9
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6260011
Date	Jul 28, 2017
Instrument	00626/0011

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 454 Main St was $18,195.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,195.00	$1,173,900 Land $554,400 Building $619,500	$821,730 Land $388,080 Building $433,650
2024	$18,195.00 (+19.85%)
2023	$15,182.00 (+1.84%)	$742,400 (-) Land $377,800 Building $364,600
2022	$14,907.00	$742,400 Land $377,800 Building $364,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 454 Main St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	CT-07 “Griswold Point”
Unit Type	System Unit
Designated	Nov 25, 2024
NFIP Eligibility	Eligible (built 2007) built before the Nov 25, 2025 cutoff

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 454 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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