468 Main St, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 468 Main St, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,225 sqft · built 1995
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,950,000 (Sep 2024)
Tax Bill	$14,193 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Sep 2024 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`304800`

Property Details

APN / Parcel Number

Primary APN	`304800`
Alternative APN	`OSAY M:022 B:025 L:1`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,225 sqft Living Area
Gross Area	6,157 sqft
1st Floor Area	2,141 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,590 sqft (0.84 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	304800
Street Address	468 MAIN ST
City	OLD SAYBROOK
State	CT
Zip	06475-2573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	25
Legal Lot Number	1
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	1
Census Block	1006
Census Tract	670200

Owner

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	468 MAIN ST, OLD SAYBROOK, CT 06475-2573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2024	Deed of Trust, Mortgage · Line of Credit ESSEX SAVINGS BANK
Sep 13, 2024	Deed, Transfer
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK
May 6, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2024 · Amount on Record
Deed Sale	Sep 13, 2024 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Book / Page	693 / 822
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	468 MAIN ST, OLD SAYBROOK, CT 06475-2573
Transaction Type	Mortgage
Record Updated	Jan 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000696-49
Date	Dec 19, 2024
Book Page	696/49

Lender

Name	ESSEX SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate

September 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Sep 13, 2024
Property Address	468 MAIN ST, OLD SAYBROOK, CT 06475-2573
Document Number	000693-822
Book / Page	693 / 822
Instrument Date	Sep 3, 2024
Transaction Type	Transfer
Record Updated	Sep 26, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	468 MAIN ST, OLD SAYBROOK, CT 06475-2573
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00677-1061
Date	Jul 29, 2022
Book Page	677/1061

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	May 6, 2022
Property Address	468 MAIN ST, OLD SAYBROOK, CT 06475-2573
Document Number	000675-932
Book / Page	675 / 932
Transaction Type	Transfer
Record Updated	May 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	468 MAIN ST, OLD SAYBROOK, CT 06475-2573

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Mar 10, 2021
Property Address	468 MAIN ST, OLD SAYBROOK, CT 06475-2573
Document Number	661-105
Book / Page	661 / 105
Instrument Date	Mar 5, 2021
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	661108
Date	Mar 10, 2021
Instrument	661/108

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,193.00	$915,700 (+42.57%) Land $329,300 Building $586,400	$640,990 Land $230,510 Building $410,480
2024	$14,193.00 (+8.05%)
2023	$13,135.00 (+1.85%)	$642,300 (-) Land $223,300 Building $419,000
2022	$12,897.00	$642,300 Land $223,300 Building $419,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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