463 Lloyd St, Cary, IL 60013 Property Records

McHenry County property record for 463 Lloyd St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Oct 2019)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-328-004`

Property Details

APN / Parcel Number

Primary APN	`19-12-328-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft
Gross Area	1,920 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Ribbed Aluminum
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	463 LLOYD ST
City	CARY
State	IL
Zip	60013-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0033793 LT 49 SUN VALLEY ADDN 2ND ADDN
Legal Range	08E
Legal Township	43N
Legal Section	12
Legal Subdivision	SUN VALLEY ADD
Legal Block	328
Legal Lot Number	49
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2003
Census Tract	871305

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	463 LLOYD ST, CARY, IL 60013-2129
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Jul 30, 2019	Deed of Trust, Mortgage · VA Mortgage HLP MORTGAGE LLC
Oct 8, 2019	Deed, Transfer · ARM ASSOCIATED BANK NA
Apr 13, 2018	Warranty Deed, Transfer · VA Mortgage HLP MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Prior Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	463 LLOYD ST, CARY, IL 60013-2129
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026756
Date	Jul 29, 2022
Instrument	2022R0026756

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	2.5%
Max Rate	18%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	463 LLOYD ST, CARY, IL 60013-2129
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023649
Date	Jul 30, 2019
Instrument	2019R0023649

Lender

Name	HLP MORTGAGE LLC
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 8, 2019
Property Address	463 LLOYD ST, CARY, IL 60013-2129
Document Number	0000033793
Instrument Date	Sep 12, 2019
Instrument	2019R0033793
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PLYMOUTH TITLE GUARANTY CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 S SPRINGINSGUTH RD APT 2D, 2D, SCHAUMBURG, IL 60193-3463
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033794
Date	Oct 8, 2019
Instrument	2019R0033794

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 13, 2018
Property Address	463 LLOYD ST, CARY, IL 60013-2129
Document Number	0000011743
Map Reference	DOC339323 MB13 PG53
Instrument Date	Mar 31, 2018
Instrument	2018R0011743
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$241.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	CARY, IL 60013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 ELDERBERRY DR, FAYETTEVILLE, NC 28311-6968

Mortgage

Document Number	0000011744
Date	Apr 13, 2018
Instrument	2018R0011744

Lender

Name	HLP MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$57,167 Land $16,863 Building $40,304	$171,501 Land $50,589 Building $120,912

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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