452 Lloyd St, Cary, IL 60013 Property Records

McHenry County property record for 452 Lloyd St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Mar 2026 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-12-327-010`

Property Details

APN / Parcel Number

Primary APN	`19-12-327-010`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft
Gross Area	1,920 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	452 LLOYD ST
City	CARY
State	IL
Zip	60013-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 93R061686 LT 60 SUN VALLEY ADDN 2ND ADDN
Legal Range	08E
Legal Township	43N
Legal Section	12
Legal Subdivision	SUN VALLEY ADD
Legal Block	327
Legal Lot Number	60
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2002
Census Tract	871305

Owner

452 Lloyd St is owned and occupied by an individual.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	452 LLOYD ST, CARY, IL 60013-2130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE
Apr 3, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 7, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	452 LLOYD ST, CARY, IL 60013-2130
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 LLOYD ST, CARY, IL 60013-2130

Mortgage

Document Number	0000005894
Date	Mar 5, 2026
Instrument	2026R0005894

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.62%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	452 LLOYD ST, CARY, IL 60013-2130
Document Number	0000009808
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	452 LLOYD ST CARY IL 600132130, CARY, IL 60013-2130

Mortgage

Document Number	0000009808
Date	Apr 11, 2019
Instrument	9808

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2049

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$55,343 Land $16,863 Building $38,480	$166,029 Land $50,589 Building $115,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 452 Lloyd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 452 Lloyd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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