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451 Lloyd St, Cary, IL 60013 Property Records

McHenry County property record for 451 Lloyd St, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,680 sqft · built 1960
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$186,000 (May 2018)
Tax Bill$6,413 (2024)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-12-328-006

Property Details

APN / Parcel Number

Primary APN19-12-328-006

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address451 LLOYD ST
CityCARY
StateIL
Zip60013-2129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0016592 LT 51 SUN VALLEY ADDN 2ND ADDN MEMO: DIMAS, DAVID LOPEZ/GARCIA, GLORIA SANTOS
Legal SubdivisionSUN VALLEY ADDN 2ND ADDN
Legal Block328
Legal Lot Number51
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2003
Census Tract871305

Owner

451 Lloyd St is owned and occupied by two individuals who bought it in May 2018.

Source: McHenry County records, as of March 27, 2026

Owner of Record2 Individual Names on File
Mailing Address451 LLOYD ST, CARY, IL 60013-2129
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2018 · Amount on File
Deed SaleMay 22, 2018 · Amount on File
Prior SaleJun 2, 2014 · Amount on File
Deed Document Number201816592
Prior Transfer DateAug 3, 2012
Prior Transfer Doc0000035839
Record UpdatedSep 20, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 22, 2018
Property Address451 LLOYD ST, CARY, IL 60013-2129
Document Number0000016592
Map ReferenceDOC339323 MB13 PG53
Instrument DateMay 18, 2018
Instrument2018R0016592
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$279.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address451 LLOYD ST, CARY, IL 60013-2129

Mortgage

Document Number0000016593
DateMay 22, 2018
Instrument2018R0016593
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048
Interest
Rate5.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,413.00$76,159 Land $16,862 Building $59,297$228,477 Land $50,586 Building $177,891
2022$55,886 Land $16,863 Building $39,023$167,658 Land $50,589 Building $117,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 451 Lloyd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 451 Lloyd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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