463 Ed Stephens Rd, Cobb, GA 31735 Property Records

Sumter County property record for 463 Ed Stephens Rd, Cobb, GA 31735

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 2006
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (May 2021)
Tax Bill	$1,579 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`1527 151A 83`

Property Details

APN / Parcel Number

Primary APN	`1527 151A 83`
Alternative APN	`7382`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	188 ft deep x 145 ft wide
Terrain	Rolling

Exterior Amenities

Deck Area	64 sqft
Utility Building	160 sqft
Boat Access	Boat Access
Boat House	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7382
Old Parcel Number	1527 151A 83
Street Address	463 ED STEPHENS RD
City	COBB
State	GA
Zip	31735-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	007
Legal Description	FLINTSIDE DR-
Legal Subdivision	LAKE BLACKSHEAR
Jurisdiction	SUMTER GA
Township / Civil Division	LESLIE-DE SOTO
Census Block Group	3
Census Block	3039
Census Tract	950800

Owner

Source: Sumter County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	639 DILLIARD MOORE RD, UNADILLA, GA 31091-4808
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK
Oct 28, 2020	Warranty Deed, Transfer FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Oct 28, 2020 · Amount on Record
Deed Document Number	0000159935
Deed Book / Page	1599 / 35
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER GA
Recording Date	May 7, 2021
Property Address	463 ED STEPHENS RD, COBB, GA 31735-2152
Document Number	0001599/35
Book / Page	1599 / 35
Instrument Date	May 7, 2021
Instrument	2021-000438
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 DILLIARD MOORE RD, UNADILLA, GA 31091-4808
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001599/0000000037
Date	May 12, 2021
Book Page	0000001599/0000000037

Lender

Name	CADENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2020

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER GA
Recording Date	Oct 28, 2020
Property Address	463 ED STEPHENS RD, COBB, GA 31735-2152
Document Number	0001572/50
Book / Page	1572 / 50
Instrument Date	Oct 28, 2020
Instrument	2020-000770
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 E ENTREKIN RD, COBB, GA 31735-2083

Mortgage

Document Number	0000001572/0000000053
Date	Oct 29, 2020
Book Page	0000001572/0000000053

Lender

Name	FIRST STATE BANK

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2021

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,579.00 (+2.6%)	$40,528 (-) Land $30,360 Building $10,168	$101,320 (-) Land $75,900 Building $25,420
2023	$1,539.00 (+46.85%)	$40,528 Land $30,360 Building $10,168	$101,320 Land $75,900 Building $25,420
2022	$1,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	2 (1998)
Most Recent Claim	Mar 1998 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE BLACKSHEAR AREA serves 4,018 people · EPA ID GA0810064
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pineland Communications Fiber	1,000 / 1,000
Citizens Telephone Company Fiber	1,000 / 500

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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