449 Ed Stephens Rd, Cobb, GA 31735 Property Records

Sumter County property record for 449 Ed Stephens Rd, Cobb, GA 31735

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 816 sqft · built 1971
Lot Size	0.289 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Apr 2004)
Tax Bill	$2,129 (2025)
Deeds & Mortgages	Feb 2007 Mortgage Apr 2011 Mortgage
Flood Zone	Zone A (high risk)
APN	`1527 151A 81`

Property Details

APN / Parcel Number

Primary APN	`1527 151A 81`
Alternative APN	`7380`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	816 sqft Heated Area
1st Floor Area	816 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	304 ft deep x 52 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	242 sqft
Utility Building	84 sqft
Boat Access	Boat Access
Boat House	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7380
Old Parcel Number	1527 151A 81
Street Address	449 ED STEPHENS RD
City	COBB
State	GA
Zip	31735-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	007
Legal Description	FLINTSIDE DR
Legal Subdivision	LAKE BLACKSHEAR
Jurisdiction	SUMTER GA
Township / Civil Division	LESLIE-DE SOTO
Census Block Group	3
Census Block	3039
Census Tract	950800

Owner

Source: Sumter County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 7, MONTEZUMA, GA 31063-0007
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2007	Deed of Trust, Mortgage · Conventional Mortgage PRIME MORTGAGE
Apr 5, 2011	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2004 · Amount on Record
Deed Sale	Apr 16, 2004 · Amount on Record
Deed Document Number	0000855111
Record Updated	Jun 8, 2026

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER GA
Property Address	449 ED STEPHENS RD, COBB, GA 31735-2152
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001038/111
Date	Feb 28, 2007
Book Page	1038/111

Lender

Name	PRIME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2022

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER GA
Property Address	449 ED STEPHENS RD, COBB, GA 31735-2152
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	LSI-LPS, LSI LPS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001217/202
Date	Apr 5, 2011
Book Page	1217/202

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2026

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,129.00 (+2.55%)	$53,332 (-) Land $29,200 Building $24,132	$133,330 (-) Land $73,000 Building $60,330
2023	$2,076.00 (+24.24%)	$53,332 Land $29,200 Building $24,132	$133,330 Land $73,000 Building $60,330
2022	$1,671.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	2 (1998)
Most Recent Claim	Mar 1998 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE BLACKSHEAR AREA serves 4,018 people · EPA ID GA0810064
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pineland Communications Fiber	1,000 / 1,000
Citizens Telephone Company Fiber	1,000 / 500

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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