437 Ed Stephens Rd, Cobb, GA 31735 Property Records

Sumter County property record for 437 Ed Stephens Rd, Cobb, GA 31735

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,230 sqft · built 1996
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on Record
Tax Bill	$3,862 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`1527 151A 31`

Property Details

APN / Parcel Number

Primary APN	`1527 151A 31`
Alternative APN	`7333`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,230 sqft Heated Area
1st Floor Area	1,974 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	58,370 sqft (1.34 acres)
Lot Dimensions	365 ft deep x 160 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	1,016 sqft
Deck Area	246 sqft
Boat Access	Boat Access
Boat House	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7333
Old Parcel Number	1527 151A 31
Street Address	437 ED STEPHENS RD
City	COBB
State	GA
Zip	31735-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	007
Legal Description	ED STEPHENS RD
Legal Subdivision	LAKE BLACKSHEAR
Jurisdiction	SUMTER GA
Township / Civil Division	LESLIE-DE SOTO
Census Block Group	3
Census Block	3039
Census Tract	950800

Owner

Source: Sumter County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	437 ED STEPHENS RD, COBB, GA 31735-2152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2004
Deed Sale	Oct 15, 2004
Deed Document Number	0000089114
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER GA
Property Address	437 ED STEPHENS RD, COBB, GA 31735-2152
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 ED STEPHENS RD, COBB, GA 31735-2152

Mortgage

Document Number	0000001623/0000000292
Date	Oct 28, 2021
Book Page	0000001623/0000000292

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,862.00 (+2.52%) Homeowner's exemption	$98,360 (-) Land $65,320 Building $33,040	$245,900 (-) Land $163,300 Building $82,600
2023	$3,767.00 (+22.19%) Homeowner's exemption	$98,360 Land $65,320 Building $33,040	$245,900 Land $163,300 Building $82,600
2022	$3,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	2 (1998)
Most Recent Claim	Mar 1998 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE BLACKSHEAR AREA serves 4,018 people · EPA ID GA0810064
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pineland Communications Fiber	1,000 / 1,000
Citizens Telephone Company Fiber	1,000 / 500

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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