463 E Gardner St, Sparta, MI 49345 Property Records

Kent County property record for 463 E Gardner St, Sparta, MI 49345 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1949
Lot Size	0.859 acres (37,418 sqft)
Owner	Company Name on File
Last Sale	$71,500 (Jul 1997)
Tax Bill	$1,613 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-05-23-202-014`

Property Details

APN / Parcel Number

Primary APN	`41-05-23-202-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	874 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Lot Area	37,418 sqft (0.859 acres)
Lot Dimensions	231 ft deep x 162 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	463 E GARDNER ST
City	SPARTA
State	MI
Zip	49345-1471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 89.75 FT OF LOT 22 EX E 26 FT ALSO S 89.75 FT OF LOTS 23 & 24 ALSO S 89.75 FT OF E 8 FT OF LOT 25 ALSO E 8 FT OF LOT 31
Legal Subdivision	C A JOHNSONS SUBURBAN ADD
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2001
Census Tract	10402

Owner

Source: Kent County records · APN 41-05-23-202-014

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	463 GARDNER NW, SPARTA, MI 49345
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 1997 · Amount on Record
Deed Sale	Jul 11, 1997 · Amount on Record
Deed Book / Page	20111212 / 98581
Last Transfer Date	Dec 02, 2011
Transfer Doc	0000098581
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	463 E GARDNER ST, SPARTA, MI 49345-1471
Document Number	0000009004
Instrument Date	Jun 08, 2017
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 E GARDNER ST SPARTA MI 493451471, SPARTA, MI 49345-1471

Mortgage

Document Number	0000009004
Date	Feb 05, 2018
Instrument	9004

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 04, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,613.00 (+36.46%) Homeowner's exemption	$88,000 (+22.05%)	$176,000 (+22.05%)
2023		$72,100	$144,200
2019	$1,182.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.