499 E Gardner St, Sparta, MI 49345 Property Records

Kent County property record for 499 E Gardner St, Sparta, MI 49345 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Apr 2021)
Tax Bill	$3,278 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-05-23-202-032`

Property Details

APN / Parcel Number

Primary APN	`41-05-23-202-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	141 ft deep x 71 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	499 E GARDNER ST
City	SPARTA
State	MI
Zip	49345-1471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 EX W 49 FT ALSO THAT PART OF VACATED PORTION OF BEEBE ST ADJ LOT 35 ON THE E * C A JOHNSON'S SUBURBAN ADD
Legal Subdivision	ON THE E C A JOHNSONS SUBURBAN ADD
Legal Lot Number	35
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2001
Census Tract	10402

Owner

Source: Kent County records · APN 41-05-23-202-032

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	499 GARDNER NW, SPARTA, MI 49345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Apr 16, 2013 · Amount on Record
Deed Document Number	202142990
Prior Transfer Date	Mar 13, 2013
Prior Transfer Doc	0000041885
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 12, 2021
Property Address	499 E GARDNER ST, SPARTA, MI 49345-1471
Document Number	0000042990
Map Reference	LB 20 PG 40
Instrument Date	Apr 02, 2021
Instrument	20210412-0042990
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,780.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	499 E GARDNER ST, 499, SPARTA, MI 49345-1471

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	499 E GARDNER ST, SPARTA, MI 49345-1471

Mortgage

Document Number	0000042991
Date	Apr 12, 2021
Instrument	20210412-0042991

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,278.00 (+108.52%) Homeowner's exemption	$116,700 (+19.69%)	$233,400 (+19.69%)
2023		$97,500	$195,000
2019	$1,572.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.