4628 NE 10th Ln, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 4628 NE 10th Ln, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 2,859 sqft · built 1978
Lot Size0.529 acres (23,043 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Jan 2011)
Tax Bill$2,386 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Aug 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-13-37-35-0010-00550-0010

Property Details

APN / Parcel Number

Primary APN1-13-37-35-0010-00550-0010
Alternative APN
  • R11337350010005500010

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,859 sqft Living Area
Gross Area3,236 sqft
1st Floor Area2,859 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area23,043 sqft (0.529 acres)
Lot Dimensions132 ft deep x 130 ft wide
Pool Area286 sqft
PorchFinished/Open Porch
Patio Area117 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4628 NE 10TH LN
CityOKEECHOBEE
StateFL
Zip34972-0602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOKEECHOBEE GARDENS LOTS 1 2 3, E 1/2 OF LOT 4 BLOCK 55
Legal Range35E
Legal Township37S
Legal Section13
Legal SubdivisionOKEECHOBEE GARDENS
Legal Block55
Legal Lot Number1,4
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group1
Census Block1069
Census Tract910101

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4628 NE 10TH LN, OKEECHOBEE, FL 34972-0602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 7, 2017Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2011 · Amount on Record
Deed SaleJan 14, 2011 · Amount on Record
Deed Document Number2011473
Deed Book / Page696 / 729
Prior Transfer DateMar 5, 2009
Prior Transfer Doc0006670333
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address4628 NE 10TH LN, OKEECHOBEE, FL 34972-0602
Transaction TypeMortgage
Record UpdatedAug 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4628 NE 10TH LN, OKEECHOBEE, FL 34972-0602

Mortgage

Document Number2021009410
DateJul 27, 2021
Instrument2021009410
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address4628 NE 10TH LN, OKEECHOBEE, FL 34972-0602
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007940773
DateAug 7, 2017
Book Page0794/0773
Instrument2017007836
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueJul 10, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address4628 NE 10TH LN, OKEECHOBEE, FL 34972-0602
Document Number0000010731
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedDec 11, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4628 NE 10TH LN OKEECHOBEE FL 349720602, OKEECHOBEE, FL 34972-0602

Mortgage

Document Number0000010731
DateNov 3, 2020
Instrument10731
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 2, 2050

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,386.00 (+7.72%) Homeowner's exemption$162,501 (+5.99%)$349,088 (+7.92%) Land $68,267 Building $280,821
2023$2,215.00 (+7.84%) Homeowner's exemption$153,321 (+3%)$323,460 (+26.88%) Land $53,463 Building $269,997
2022$2,054.00 Homeowner's exemption$148,855$254,925 Land $24,675 Building $230,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims8 (2004–2024)
Claims Outside the SFHA1 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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