4368 NE 10th Ln, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 4368 NE 10th Ln, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,139 sqft · built 1987
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Apr 2005)
Tax Bill	$2,389 (2025)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-13-37-35-0010-00540-0010`

Property Details

APN / Parcel Number

Primary APN	`1-13-37-35-0010-00540-0010`
Alternative APN	`R11337350010005400010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,139 sqft Living Area
Gross Area	3,141 sqft
1st Floor Area	3,410 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	54,886 sqft (1.26 acres)
Porch	Slab
Deck Area	508 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4368 NE 10TH LN
City	OKEECHOBEE
State	FL
Zip	34972-0799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OKEECHOBEE GARDENS LOTS 1, 2, 3, 4, 5, 6 & THE EAST 25 FEET OF LOT 7, BLOCK 54 & THE SOUTH 1/2 OF THAT PART OF NE 10TH LANE (FORMERLY FIFTEENTH STREET) LYING NORTH OF LOTS 1 TO 6, INCLUSIVE, & THE EAST 25 FEET OF LOT 7, BLOCK 54 & THE NORTH 1/2 OF TH
Legal Range	35E
Legal Township	37S
Legal Section	13
Legal Subdivision	OKEECHOBEE GARDENS
Legal Block	54
Legal Lot Number	7
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	1
Census Block	1038
Census Tract	910101

Owner

Source: Okeechobee County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4368 NE 10TH LN, OKEECHOBEE, FL 34972-0799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2005 · Amount on Record
Deed Sale	Apr 6, 2005 · Amount on Record
Prior Sale	Feb 15, 2005 · Amount on Record
Deed Document Number	20057013
Deed Book / Page	558 / 1395
Prior Transfer Date	Feb 11, 2005
Prior Transfer Doc	0005540151
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	4368 NE 10TH LN, OKEECHOBEE, FL 34972-0799
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4368 NE 10TH LN, OKEECHOBEE, FL 34972-0799

Mortgage

Document Number	0000002701
Date	Mar 12, 2024
Instrument	2024002701

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	1 HOME CAMPUS, DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,389.00 (+7.71%) Homeowner's exemption	$162,699 (+5.99%)	$340,666 (+2.43%) Land $67,280 Building $273,386
2023	$2,218.00 (+7.83%) Homeowner's exemption	$153,509 (+3%)	$332,596 (+23.51%) Land $60,760 Building $271,836
2022	$2,057.00 Homeowner's exemption	$149,038	$269,297 Land $42,680 Building $226,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (2004–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20