4451 NE 10th Ln, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 4451 NE 10th Ln, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1983
Lot Size	0.453 acres (19,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Aug 2004)
Tax Bill	$1,022 (2025)
Deeds & Mortgages	Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1-13-37-35-0010-00420-0140`

Property Details

APN / Parcel Number

Primary APN	`1-13-37-35-0010-00420-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,900 sqft Heated Area
Gross Area	2,506 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,776 sqft (0.453 acres)
Lot Dimensions	132 ft deep x 150 ft wide
Porch	Open Porch
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4451 NE 10TH LN
City	OKEECHOBEE
State	FL
Zip	34972-0603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OKEECHOBEE GARDENS (PLAT BOOK 2 PAGE 30) LOTS 14 15 16 BLOCK 42
Legal Range	35E
Legal Township	37S
Legal Section	13
Legal Subdivision	OKEECHOBEE GARDENS
Legal Block	42
Legal Lot Number	14 15
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	1
Census Block	1070
Census Tract	910101

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4451 NE 10TH LN, OKEECHOBEE, FL 34972-0603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2004 · Amount on Record
Deed Sale	Aug 18, 2004 · Amount on Record
Deed Document Number	0005400398
Last Transfer Date	Jul 21, 2020
Transfer Doc	0000006903
Record Updated	Jun 8, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 21, 2020
Property Address	4451 NE 10TH LN, OKEECHOBEE, FL 34972-0603
Document Number	0000006903
Instrument Date	Jul 15, 2020
Instrument	6903
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 NE 10TH LN OKEECHOBEE FL 349720603, OKEECHOBEE, FL 34972-0603

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,022.00 (-35.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$120,202 (+5.99%)	$267,024 (+8.57%) Land $58,515 Building $208,509
2023	$1,590.00 (+12.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$113,412 (+4.86%)	$245,956 (+27.44%) Land $45,825 Building $200,131
2022	$1,414.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$108,155	$193,001 Land $21,150 Building $171,851

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (2004–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20