4628 Lotus Dr, Excelsior, MN 55331 Property Records

Hennepin County property record for 4628 Lotus Dr, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 3,531 sqft · built 2024
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$744,758 (Aug 2024)
Tax Bill	$7,845 (2025)
Deeds & Mortgages	May 2025 Line of Credit Aug 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-117-24-42-0017`

Property Details

APN / Parcel Number

Primary APN	`34-117-24-42-0017`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,531 sqft Living Area
1st Floor Area	1,909 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	10,454 sqft (0.24 acres)
Lot Depth	146 ft Depth

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	4628 LOTUS DR
City	EXCELSIOR
State	MN
Zip	55331-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 005 B WOODLAND COVE 4TH ADDN NW69X146X74X150
Legal Range	24
Legal Township	117
Legal Section	34
Legal Quarter	42
Legal Subdivision	WOODLAND COVE 4TH ADDN
Legal Block	5
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETRISTA
Census Block Group	2
Census Block	2014
Census Tract	27703

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4628 LOTUS DR, EXCELSIOR, MN 55331-2808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Aug 29, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Deed Document Number	20246092899
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4628 LOTUS DR, EXCELSIOR, MN 55331-2808
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4628 LOTUS DR, EXCELSIOR, MN 55331-2808

Mortgage

Document Number	00T6137474
Date	May 27, 2025
Instrument	T6137474

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 29, 2024
Property Address	4628 LOTUS DR, EXCELSIOR, MN 55331-2808
Document Number	00T6092899
Instrument Date	Aug 29, 2024
Instrument	T6092899
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2026
Title Company	TRANSOHIO RESID'L TITLE AGCY LTD, TRANSOHIO RES TTL AGCY LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,457.71
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4628 LOTUS DR, MINNETRISTA, MN 55331-2808

Mortgage

Document Number	00T6092900
Date	Aug 29, 2024
Instrument	T6092900

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetrista City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,845.00 (+1,083.26%)	$758,900 (+1,074.77%) Land $198,000 Building $560,900	$758,900 (+1,074.77%) Land $198,000 Building $560,900
2023	$663.00
2022		$64,600 Land $64,600	$64,600 Land $64,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetrista serves 5,888 people · EPA ID MN1270036
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.71 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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