4589 Lotus Dr, Excelsior, MN 55331 Property Records

Hennepin County property record for 4589 Lotus Dr, Excelsior, MN 55331

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,526 sqft · built 2025
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$578,926 (Nov 2025)
Tax Bill$2,113 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-117-24-42-0045

Property Details

APN / Parcel Number

Primary APN34-117-24-42-0045

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,526 sqft Living Area
Gross Area2,442 sqft
1st Floor Area1,526 sqft
Basement Area916 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area10,890 sqft (0.25 acres)
Lot Depth131 ft Depth

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address4589 LOTUS DR
CityEXCELSIOR
StateMN
Zip55331-2816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 012 BLOCK 003 T WOODLAND COVE 8TH ADDN E102X131X58X135
Legal Range24
Legal Township117
Legal Section34
Legal Quarter42
Legal SubdivisionWOODLAND COVE 8TH ADDN
Legal Block3
Legal Lot Number12
JurisdictionHENNEPIN MN
Township / Civil DivisionMINNETRISTA
Census Block Group2
Census Block2014
Census Tract27703

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4589 LOTUS DR, EXCELSIOR, MN 55331-2816
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2025 · Amount on Record
Deed SaleNov 6, 2025 · Amount on Record
Deed Document Number20256168794
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateNov 6, 2025
Property Address4589 LOTUS DR, EXCELSIOR, MN 55331-2816
Document Number00T6168794
Instrument DateNov 3, 2025
InstrumentT6168794
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 12, 2026
Title CompanyTRANSOHIO RESID'L TITLE AGCY LTD, TRANSOHIO RES TTL AGCY LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,910.45
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4589 LOTUS DR, MINNETRISTA, MN 55331-2816

Mortgage

Document Number00T6168795
DateNov 6, 2025
InstrumentT6168795
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityMinnetrista City
Unified School DistrictWestonka Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,113.00$180,000 (+4.65%) Land $180,000$180,000 (+4.65%) Land $180,000
2024$172,000 Land $172,000$172,000 Land $172,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMinnetrista
serves 5,888 people · EPA ID MN1270036
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.71 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Midco
Fiber
5,000 / 5,000
Mediacom Xtream
Cable · Fiber
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire.

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