Macomb County property record for 46040 Copper Lock Ln, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,771 sqft · built 2001 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $402,000 (Nov 2019) |
| Tax Bill | $6,737 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-35-157-015 |
| Primary APN | 20-08-35-157-015 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,771 sqft Living Area |
| 1st Floor Area | 1,772 sqft |
| Basement Area | 1,772 sqft |
| Unfinished Basement | 1,772 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Roof Type | Gable |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Area | 760 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46040 COPPER LOCK LN |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-6201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TOWNGATE SUB. LOT 65 LIBER: 137 PAGES: 37-40 |
| Legal Subdivision | TOWNGATE SUB |
| Legal Lot Number | 65 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 223402 |
Source: Macomb County records · APN 20-08-35-157-015
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46040 COPPER LOCK LN, MACOMB, MI 48044-6201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 AT SUBURBAN |
| Nov 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 AT SUBURBAN |
| May 15, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 2019 · Amount on Record |
| Deed Sale | Nov 12, 2019 · Amount on Record |
| Prior Sale | Nov 07, 2001 · Amount on Record |
| Deed Document Number | 20199127739 |
| Deed Book / Page | 26324 / 911 |
| Prior Transfer Date | Apr 27, 2017 |
| Prior Transfer Doc | 0000063136 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46040 COPPER LOCK LN, MACOMB, MI 48044-6201 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 46040 COPPER LOCK LN, MACOMB, MI 48044-6201 |
| Document Number | 2102281049 |
|---|---|
| Date | Dec 03, 2021 |
| Book Page | 28247/124 |
| Instrument | 202102281049 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46040 COPPER LOCK LN, MACOMB, MI 48044-6201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000123347 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 25001/825 |
| Instrument | 7123347 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46040 COPPER LOCK LN, MACOMB, MI 48044-6201 |
| Document Number | 0000066353 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46040 COPPER LOCK LN MACOMB MI 480446201, MACOMB, MI 48044-6201 |
| Document Number | 0000066353 |
|---|---|
| Date | Jun 09, 2020 |
| Book Page | 026756/000571 |
| Instrument | 66353 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 08, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Nov 12, 2019 |
| Property Address | 46040 COPPER LOCK LN, MACOMB, MI 48044-6201 |
| Document Number | 0000127739 |
| Book / Page | 026324 / 000911 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 127739 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | TITLE ONE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,457.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 47631 BURLINGAME DR CHESTERFIELD MI 480476028, CHESTERFIELD, MI 48047-6028 |
| Document Number | 126284 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 026317/000573 |
| Instrument | 126284 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 15, 2017 |
| Property Address | 46040 COPPER LOCK LN, MACOMB, MI 48044-6201 |
| Document Number | 0000063136 |
| Book / Page | 024716 / 000039 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 63136 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46040 COPPER LOCK LN MACOMB MI 480446201, MACOMB, MI 48044-6201 |
Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,200 (+4.91%) | $508,400 (+4.91%) | |
| 2025 | $6,737.00 (+2.64%) Homeowner's exemption | $242,300 (+13.22%) | $484,600 (+13.22%) |
| 2024 | $6,564.00 (+2.82%) | ||
| 2023 | $214,000 | $428,000 | |
| 2022 | $6,384.00 |
Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 722 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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