Clay County property record for 4626 Gopher St, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1999 |
| Lot Size | 1.13 acres (49,484 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $170,900 (Feb 2006) |
| Tax Bill | $1,161 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-05-24-006699-087-00 |
| Primary APN | 32-05-24-006699-087-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,240 sqft Heated Area |
| Gross Area | 1,944 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,484 sqft (1.13 acres) |
| Lot Dimensions | 300 ft deep x 165 ft wide |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 264 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4626 GOPHER ST |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-6450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK 168 BLACK CREEK PARK UNIT 1 AS REC O R 2680 PG 824 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 32 |
| Legal Subdivision | BLACK CREEK |
| Legal Block | 168 |
| Legal Lot Number | 15 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | KEYSTONE HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 31101 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 4626 GOPHER ST, MIDDLEBURG, FL 32068-6450 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Jun 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2006 · Amount on Record |
| Deed Sale | Feb 21, 2006 · Amount on Record |
| Deed Document Number | 2006012123 |
| Deed Book / Page | 2680 / 0824 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4626 GOPHER ST, MIDDLEBURG, FL 32068-6450 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4626 GOPHER ST, MIDDLEBURG, FL 32068-6450 |
| Document Number | 0050052044 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 5005/2044 |
| Instrument | 2026002309 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4626 GOPHER ST, MIDDLEBURG, FL 32068-6450 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | DHI TITLE |
| Name | Verified Name |
|---|---|
| Address | 4626 GOPHER ST, MIDDLEBURG, FL 32068-6450 |
| Document Number | 0044631036 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 4463/1036 |
| Instrument | 2021033838 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,161.00 (-16.47%) Homeowner's exemption | $116,279 (+5.99%) | $248,641 (+9.19%) Land $50,000 Building $198,641 |
| 2023 | $1,390.00 (+13.01%) Homeowner's exemption | $109,711 (+3%) | $227,724 (+14.11%) Land $34,000 Building $193,724 |
| 2022 | $1,230.00 Homeowner's exemption | $106,516 | $199,568 Land $27,000 Building $172,568 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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